39 chapters · 1,071 sections in this title.
Va. Code Ann. § 8.01-465.26 (Effective July 1, 2027) Definitions
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For purposes of this chapter, unless the context requires a different meaning: "Charge off" means a creditor's removal of a consumer debt as an asset from the creditor's financial records. "Complaint" means a warrant in debt or civil claim filed to recover a consumer debt accordi…
Va. Code Ann. § 8.01-465.27 (Effective July 1, 2027) Scope
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A. Except as provided in subsection B, this chapter shall apply to the award of a default judgment in an action for the collection of (i) an unsecured consumer debt; (ii) a secured consumer debt if the action is brought solely to obtain a money judgment; or (iii) a deficiency tha…
Va. Code Ann. § 8.01-465.28 (Effective July 1, 2027) Complaint requirements
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A. A default judgment in an action to which this chapter applies shall be entered only if the complaint or amended complaint complies with the provisions of this section and includes the notice required pursuant to § 8.01-465.29. B. The complaint or amended complaint shall state:…
Va. Code Ann. § 8.01-465.29 (Effective July 1, 2027) Consumer notice
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A. A default judgment in an action to which this chapter applies shall only be entered if the complaint or amended complaint is accompanied by a separate notice warning that a default judgment may be awarded against the consumer. B. The notice shall be in a record substantially s…