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Virginia Statutes, Title 59.1

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← All Virginia coverage

Title 59.1, Trade and Commerce

126 chapters · 809 sections in this title.

All chapters in Title 59.1809 Ch 43, Uniform Computer Information Transac…107 Ch 29, Horse Racing and Pari-mutuel Wagering.48 Ch 9, Secondhand Articles.29 Ch 24, Virginia Health Club Act.26 Ch 25, Virginia Membership Camping Act.24 Ch 6.1, Registration and Protection of Trade…22 Ch 12, Motor Fuels and Lubricating Oils.20 Ch 2.2, Virginia Petroleum Products Franchis…19 Ch 42.1, Uniform Electronic Transactions Act.19 Ch 1.1, Virginia Antitrust Act.17 Ch 17, Virginia Consumer Protection Act.15 Ch 49, Enterprise Zone Grant Program.13 Ch 23.2, Retail Tobacco Products and Nicotine…13 Ch 8, Timber Brands.12

12 sections·Filtered byTitle 59.1✕Ch 25.1✕

Va. Code Ann. § 59.1-335.1 Title
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This chapter may be cited as the "Virginia Credit Services Businesses Act."
Va. Code Ann. § 59.1-335.10 Liability to consumer
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A. Any credit services business which willfully fails to comply with any requirement imposed under this chapter with respect to any consumer is liable to that consumer in an amount equal to the sum of: 1. Any actual damages sustained by the consumer as a result of the failure; an…
Va. Code Ann. § 59.1-335.11 Statute of limitations
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An action to enforce any liability created under this chapter may be brought within two years from the date on which the liability arises, except that where a defendant has materially and willfully misrepresented any information required under this chapter to be disclosed to a co…
Va. Code Ann. § 59.1-335.12 Violations of chapter; enforcement
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A. Each sale of the services of a credit services business that violates any provision of this chapter is a prohibited practice under § 59.1-200. B. If the Attorney General, any attorney for the Commonwealth, or any attorney for a county, city or town has reason to believe that a…

Va. Code Ann. § 59.1-335.2 Definitions

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In this chapter the following words have the following meanings: "Attorney General" means the Office of the Attorney General of Virginia. "Commissioner" means the Commissioner of Agriculture and Consumer Services, or a member of his staff to whom he may delegate his duties under …

Va. Code Ann. § 59.1-335.3 Registration; fees

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A. It shall be unlawful for any credit services business to offer, advertise, or execute or cause to be executed by a consumer any contract in this Commonwealth unless the credit services business at the time of the offer, advertisement, sale or execution of a contract has been p…

Va. Code Ann. § 59.1-335.4 Bond or letter of credit required

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A. Every credit services business, before it enters into a contract with a consumer, shall file and maintain with the Commissioner, in form and substance satisfactory to him, a bond with corporate surety from a company authorized to transact business in the Commonwealth, or a let…

Va. Code Ann. § 59.1-335.5 Prohibited practices

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A credit services business, and its salespersons, agents and representatives, and independent contractors who sell or attempt to sell the services of a credit services business, shall not do any of the following: 1. Charge or receive any money or other valuable consideration prio…

Va. Code Ann. § 59.1-335.6 Information statement required

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Before (i) the execution of a contract or agreement between a consumer and a credit services business or (ii) the receipt by the credit services business of any money or other valuable consideration, whichever occurs first, the credit services business shall provide the consumer …

Va. Code Ann. § 59.1-335.7 Contents of information statement

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The information statement required under § 59.1-335.6 shall include all of the following: 1. a. A complete and accurate statement of the consumer's right to review any file on the consumer maintained by any consumer reporting agency, and the right of the consumer to receive a cop…

Va. Code Ann. § 59.1-335.8 Contents of contracts

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A. Every contract between a consumer and a credit services business for the purchase of the services of the credit services business shall be in writing, dated, signed by the consumer, and shall include all of the following: 1. A conspicuous statement in size equal to at least te…

Va. Code Ann. § 59.1-335.9 Breach; null and void contract

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A. Any breach by a credit services business of a contract under this chapter, or of any obligation arising under it, shall constitute a violation of this chapter. B. Any contract for services from a credit services business that does not comply with the applicable provisions of t…