126 chapters · 809 sections in this title.
Va. Code Ann. § 59.1-444.1 Definitions
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As used in this chapter: "Collection entity" means any person that purchases debt or collects debt on behalf of another entity. "Consumer" means an individual who is also a resident of the Commonwealth. "Consumer report" has the same meaning as provided in § 603(d) of the federal…
Va. Code Ann. § 59.1-444.2 Security freezes
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A. As used in this section, "security freeze" means a notice placed in a consumer's credit report, at the request of the consumer and subject to certain exceptions, that prohibits the consumer reporting agency from releasing the consumer's credit report or score relating to the e…
Va. Code Ann. § 59.1-444.3 Security freezes for protected consumers
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A. As used in this section, unless the context requires a different meaning: "Protected consumer" means a consumer who is either: 1. Under the age of 16 years at the time a request for the placement of a security freeze is made; or 2. An incapacitated person for whom a guardian o…
Va. Code Ann. § 59.1-444.4 Reporting of medical debt prohibited; civil penalty
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A. No medical care facility listed in § 32.1-102.1:3, no person licensed or certified by a health regulatory board within the Department of Health Professions, and no emergency medical services agency, as defined in § 32.1-111.1, shall report any portion of a medical debt to a co…