Washington Administrative Code

(1) "A transfer of insurance contracts" means a transaction in which a transferring company, as defined in subsection (3) of this section, transfers one or more insurance contracts, together with all or substantially all of the liabilities and obligations under any such insurance…

(1) The transferring company shall provide to each policyowner at least thirty days advance written notice of its intent to transfer the insurance contract to an assuming company. The written notice shall be deposited in the United States mail, postage prepaid, addressed to the l…

(1) At a minimum, the notice sent to the policyowner shall state the following in language easily understood by a policyowner:(a) The date upon which the transfer of liabilities arising under the insurance contract is to take place.(b) The name and address of the proposed assumin…

No insurance contract, or other contractual document pertaining to any such insurance contract, shall contain any waiver or disclaimer of any of the rights recognized or protected by this regulation.[Statutory Authority: RCW 48.02.060 (3)(a), 48.01.030 and 48.30.010. WSR 91-23-06…

Where a Washington resident owns an insurance contract issued by a company authorized to do business in Washington, that company may not transfer such insurance contract to a company which is not authorized to do business in Washington. Acting as the assuming company in a transfe…

It is an unfair or deceptive act or practice, pursuant to RCW 48.30.010, for any transferring company to:(1) Be a party to a transfer of insurance contracts which is in violation of the provisions of this regulation; or(2) Represent to policyowners, either verbally or in writing,…

The purpose of this chapter is to provide a consolidated location within Title 284 of the Washington Administrative Code for regulations applying to disability insurance companies marketing group and blanket disability insurance as it is defined in chapter 48.21 RCW.[Statutory Au…

(1) No disability insurance policy may contain a discretionary clause. "Discretionary clause" means a provision that purports to reserve discretion to an insurer, its agents, officers, employees, or designees in interpreting the terms of a policy or deciding eligibility for benef…

(1) Every group disability insurance policy which excludes or limits, or reserves the right to exclude or limit, benefits for any treatment, procedure, facility, equipment, drug, drug usage, medical device, or supply (hereinafter individually and collectively referred to as servi…

(1) Pursuant to RCW 48.21.320, each offer of new or renewal group disability coverage made on or after January 1, 1993, must include one or more offers of optional coverage for the treatment of temporomandibular joint disorders. Group disability insurers are encouraged to exercis…

(1) As an alternative to hospitalization or institutionalization of an insured and with the intent to cover placement of the insured patient in the most appropriate and cost-effective setting, every group or blanket disability insurance policy, contract or certificate issued, ame…

(1) All disability insurers offering group policies that provide benefits in the form of illness-triggered fixed payments, hospital confinement fixed payments or other fixed payment insurance, must issue a disclosure form in substantially the format and content outlined below. Th…

(1) The purpose of this chapter is to effectuate chapter 48.102 RCW, by establishing minimum standards and disclosure requirements to be met by life settlement providers and life settlement brokers with respect to life settlement contracts advertised, solicited, or issued for del…

For purposes of this chapter:(1) "Domestic life settlement provider" means a provider as defined in RCW 48.102.006(19) who if:(a) A natural person either resides or has their principal place of business in this state, or both; or(b) A legal entity that either has their principal …

(1) The application form and instructions for obtaining a license as a life settlement provider are on the commissioner's website at www.insurance.wa.gov.(2) The application for a license as a life settlement provider shall furnish all of the applicable following information:(a) …

(1) Every licensed life settlement provider must file with the commissioner an annual statement on or before March 1st for the immediately preceding calendar year ending December 31st. For good cause shown, the commissioner may grant an extension of time to file if the request fo…

The application form and instructions for obtaining a license as a life settlement broker are on the commissioner's website at www.insurance.wa.gov.[Statutory Authority: RCW 48.02.060, 48.102.011, 48.102.046, 48.102.100, 48.102.170, 48.102.021, 48.102.041, and 48.102.080. WSR 10-…

Every licensed life settlement provider and broker licensed under chapter 48.102 RCW, must promptly reply in writing to an inquiry of the commissioner relative to the business of life settlements. A timely response is one that is received by the commissioner within fifteen busine…

All life settlement contracts as defined in RCW 48.102.006(12) and disclosure forms required by RCW 48.102.080 must be filed with and be approved by the commissioner prior to use in this state. No other forms shall be filed with the commissioner.(1)(a) Life settlement providers m…

In order to assure that benefits offered to an owner who is terminally or chronically ill are reasonable in relation to the rate, fee, or other compensation that is charged, any payout shall be no less than the greater of the amounts defined in subsections (1) and (2) of this sec…

Amendments to WAC 284-97-010 through 284-97-050 effective on or after July 26, 2009, do not affect any rights acquired or liabilities or obligations incurred under WAC 284-97-010 through 284-97-050 that existed prior to July 26, 2009, nor affects any proceedings instituted under …

RCW 48.102.100 requires that insurers provide a notice to owners of individual life insurance policies at certain times. The following is the only document approved by the commissioner to give this notice, for life insurance policies other than term life insurance policies.Import…

RCW 48.102.110(2) provides that the request for verification of coverage must be made on a form approved by the commissioner. The following is the only verification of coverage form approved by the commissioner.verification of coverage for life insurance policiesSUBMITTED TO: ___…

RCW 48.102.100 requires that insurers provide a notice to owners of individual life insurance policies at certain times. The following is the only document approved by the commissioner to give this notice for term life insurance policies.Important information about your term life…

For purposes of Title 286 WAC, unless the context clearly indicates otherwise the following definitions apply:(1) "Acquisition" means the purchase or donation of fee or less than fee interests in real property. These interests include, but are not limited to, conservation easemen…

All communications with the board, office, director and staff shall be directed to the recreation and conservation office at the Natural Resources Building, 1111 Washington Street S.E., P.O. Box 40917, Olympia, Washington 98504-0917, telephone 360-902-3000, fax 360-902-3026, webs…

(1) The board was created by Initiative 215 Marine Recreation Land Act of 1964 (section 11, chapter 5, Laws of 1965) codified in chapter 79A.25 RCW.(2) Membership of the board is defined in RCW 79A.25.110.(3) The board is authorized to:(a) Prepare, maintain and update statewide p…

(1) The mission of the board as described in RCW 79A.25.005 is to:(a) Create and work actively for the implementation of a unified statewide strategy for meeting the recreational needs of Washington's citizens;(b) Represent and promote the interests of the state on recreational i…

(1) The board's and office's activities and programs in effect as of and after December 12, 1975, or pursuant to WAC 197-11-800, are exempt from threshold determinations and environmental impact statement requirements under the provisions of WAC 197-11-875.(2) To the extent appli…

(1) The board shall adopt plans, policies, and procedures per the duties of the board as described in WAC 286-04-020.Board policies shall be considered and approved by the board in an open public meeting. Notice of such considerations will be given by distribution of the agenda f…

(1) Consistent with RCW 79A.25.020, and other applicable laws, the director is delegated the authority and responsibility to carry out policies and administrative functions of the board. This includes, but is not limited to the authority to:(a) Supervise the administrative operat…

At times through the years, the board's grant programs have been closely interrelated with certain federal grant programs. For example, see WAC 286-40-010, Land and Water Conservation Fund. The result of this interrelationship is that there are many federal requirements imposed o…

(1) Any person may submit a petition for a declaratory order in accordance with RCW 34.05.240 in any form so long as it:(a) Clearly states the question the declaratory order is to answer; and(b) Provides a statement of the facts which raise the question.(2) The director may condu…

Any person may submit a petition requesting the adoption, amendment or repeal of any rule by the board, pursuant to RCW 34.05.330 and the uniform rules adopted by the office of financial management that are set forth in chapter 82-05 WAC.[Statutory Authority: RCW 34.05.220, 42.56…

(1) RCW 42.56.070(1) of the Public Records Act requires each agency to make available for inspection and copying nonexempt "public records" in accordance with published rules. The act defines "public record" to include any "writing containing information relating to the conduct o…

(1) The office manages grant programs to create outdoor recreation opportunities, protect the best of the state's wildlife habitat and farmland, and help return salmon from near extinction. The office also provides staff support to various boards, councils, and working groups as …

(1) Hours for inspection of records. Public records are available for inspection and copying during normal business hours of the office, from 8:00 a.m. to noon and from 1:00 p.m. to 5:00 p.m., Monday through Friday, excluding legal holidays.(2) Records index.(a) An index of publi…

(1) Providing "fullest assistance." The office is charged by statute with adopting rules which provide for how it will "provide full access to public records," "protect records from damage or disorganization," "prevent excessive interference with other essential functions of the …

(1) Requesting electronic records. The process for requesting electronic public records is the same as for requesting paper public records.(2) Providing electronic records. When a requestor requests records in an electronic format, the public records officer will provide the none…

(1) Costs for paper and electronic copies. The following copy fees and payment procedures apply to requests to the office under chapter 42.56 RCW.(2) Pursuant to RCW 42.56.120 (2)(b), as amended by section 3, chapter 304, Laws of 2017, the office will not be calculating actual co…

(1) The Public Records Act provides that a number of types of documents are exempt from public inspection and copying. In addition, documents are exempt from disclosure if any "other statute" exempts or prohibits disclosure. Requestors should be aware of the following exemptions …

(1) Petition for internal administrative review of denial of access. Any person who objects to the initial denial or partial denial of a records request may petition in writing (including email) to the public records officer for a review of that decision. The petition shall inclu…

(1) This chapter contains general rules for grant program eligibility, applications, and projects funded with money from or through the board.(2) Further rules are in chapter 286-30 WAC (Firearms range).(3) The director may apply the rules in this chapter to programs administered…

(1) Eligibility to apply for grant funding is determined by a grant program's statutory requirements unless authority is granted to the board.(2) Eligible applicants in the aquatic lands enhancement account grant program are any division of local or state government and Native Am…

(1) The board shall adopt a competitive evaluation process to guide it in allocating funds to grant applicants. The board may also adopt a technical review process to assist applicants in preparing for evaluation of their applications.(2) The board's technical review and evaluati…

(1) An applicant must submit a plan in accordance with WAC 286-13-040 in order to apply for a grant from any of the following programs:(a) Boating facilities program pursuant to the Marine Recreation Land Act, chapter 79A.25 RCW;(b) Land and water conservation fund pursuant to th…

(1) Applications must be submitted at least four calendar months before the meeting of the board at which the applicant's project is first considered. Applications must be completed in final form and on file with the office by the deadline established by the director. The only ex…

(1) The board shall establish sponsor matching share requirements and fund request limits as allowed by law. Any changes will normally be done at a board meeting six months before program funding consideration.(2) When the board gives preference to an applicant that provides a ma…

(1) The board shall consider recommendations from the director for grant projects at regularly scheduled public meetings.(2) The board retains the authority and responsibility to accept or deviate from the director's recommendations and make the final decision concerning the fund…

For every funded project, an agreement must be executed as provided in this section.(1) The project agreement shall be prepared by the office subsequent to approval of the project by the board at a public meeting. The project agreement is executed upon the signature of the office…