™Your Policy Risk Impact Agent
30 chapters · 451 sections in this title.
RCW 4.74.010 Definitions.
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In this chapter: (1) "Affiliate" has the same meaning as provided in RCW 48.31B.005. (2) "Charge off" means a creditor's removal of a consumer debt as an asset from the creditor's financial records. (3) "Consumer" means an individual named as a defendant in an action for collecti…
RCW 4.74.020 Scope—Application of chapter.
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(1) Except as provided in subsection (2) of this section, this chapter applies to the award of a default judgment in an action for collection of: (a) An unsecured consumer debt; (b) A secured consumer debt if the action is brought solely to obtain a money judgment; or (c) A defic…
RCW 4.74.030 Complaints—Required contents.
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(1) A default judgment in an action to which this chapter applies may be entered only if the complaint or amended complaint complies with this section and includes the notice required under RCW 4.74.040. (2) If the plaintiff amends a complaint before a responsive pleading is made…
RCW 4.74.040 Complaints—Consumer notice.
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(1) A default judgment may be entered in an action to which this chapter applies only if the complaint or amended complaint served on the consumer includes, or is accompanied by, a notice warning that a default judgment may be awarded against the consumer in no less than 10 point…
