Chapter 114

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 1 PROXIES, CONSENTS AND AUTHORIZATIONS OF DOMESTIC STOCK INSURERS '114-1-1. General. 1.1. Scope. -- On June 8, 1964, Congress enacted the Securities Acts Amendments of 1964 (Public Law 88-467), which exempted securities iss…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 2 LICENSING AND CONDUCT OF INDIVIDUAL INSURANCE PRODUCERS, AGENCIES AND SOLICITORS §114-2-1. General. 1.1. Scope. -- This rule establishes the general requirements and practices of producers, brokers and solicitors. 1.2. Au…

TITLE 114 LEGISLATIVE RULE OFFICES OF THE INSURANCE COMMISSIONER SERIES 2A FINGERPRINTING REQUIREMENTS FOR APPLICANTS FOR INSURANCE PRODUCER LICENSE §114-2A-1. General. 1.1. Scope. -- This rule implements Enrolled Committee Substitute for House Bill 2764, enacted during the 2007 …

TITLE 114 INSURANCE COMMISSIONER SERIES 3 CANCELLATION AND NONRENEWAL OF AUTOMOBILE LIABILITY POLICIES §114-3-1. General. 1.1. Scope. -- This regulation is to establish the procedure whereby any person whose automobile liability insurance policy has been canceled or whose policy …

TITLE 114 LEGISLATIVE RULES INSURANCE COMMISSIONER SERIES 4 INSIDER TRADING OF EQUITY SECURITIES OF A DOMESTIC STOCK INSURANCE COMPANY '114-4-1. General. 1.1. Scope. -- The purpose of this regulation is to require the disclosure of the ownership of Equity Securities of Domestic S…

TITLE 114 LEGISLATIVE RULES INSURANCE COMMISSIONER SERIES 5 PROCEDURES TO BE FOLLOWED BY FIRE RATING ORGANIZATIONS '114-5-1. General. 1.1. Scope. -- This regulation is to establish procedures to be followed by fire rating organizations in rating and inspecting West Virginia citie…

114-06 Reg Of Credit Life Insurance And Credit Accident And Sickness Insurance The West Virginia Secretary of State Code of State Rules record for this citation is available at: https://apps.sos.wv.gov/adlaw/csr/ruleview.aspx?document=3320 The SOS document metadata indicates stat…

TITLE 114 LEGISLATIVE RULES INSURANCE COMMISSIONER SERIES 7 PREMIUM FINANCING OF LIFE INSURANCE FOR COLLEGE STUDENTS '114-7-1. General. 1.1. Scope. -- The purpose of this regulation is to set forth requirements to be followed by insurers and agents transacting life insurance in W…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 8 REPLACEMENT OF LIFE INSURANCE POLICIES AND ANNUITY CONTRACTS §114-8-1. General. 1.1. Scope. -- The purposes of this rule are to regulate the activities of insurers and producers with respect to the replacement of existing…

TITLE 114 LEGISLATIVE RULES INSURANCE COMMISSIONER SERIES 9 MASS MARKETING OF PROPERTY AND LIABILITY INSURANCE '114-9-1. General. 1.1. Scope. -- The purpose of this regulation is to prescribe rules to prevent abuses in connection with the sale of property-liability insurance in W…

TITLE 114 LEGISLATIVE RULES INSURANCE COMMISSIONER SERIES 10 ADVERTISEMENT OF ACCIDENT AND SICKNESS INSURANCE '114-10-1. General. 1.1. Scope. -- The purpose of this regulation is to assure truthful and adequate disclosure of all material and relevant information in the advertisin…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 100 HEALTH BENEFIT PLAN NETWORK ACCESS AND ADEQUACY Section 114-100-1. General. 114-100-2. Definitions. 114-100-3. Network Adequacy Standards. 114-100-4. Network Access Plan Standards. 114-100-5. Coordination and Continuity…

TITLE 114 PROCEDURAL RULE INSURANCE COMMISSIONER SERIES 101 EXEMPT PURCHASING §114-101-1. General. 1.1. Scope. -- This rule contains the procedures of the West Virginia Insurance Commissioner for procurements exempt from the requirements of the West Virginia State Purchasing Divi…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 102 TERM AND UNIVERSAL LIFE INSURANCE RESERVE FINANCING Section 114-102-1. General. 114-102-2. Definitions. 114-102-3. Actuarial Method. 114-102-4. Requirements Applicable to Covered Policies to Obtain Credit for Reinsuranc…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 103 BAIL BONDSMEN IN CRIMINAL CASES Section 114-103-1. General. 114-103-2. Definitions. 114-103-3. License Required and Qualifications for Licensure. 114-103-4. License Renewal. 114-103-5. Responsibilities and Prohibited Ac…

TITLE 114 LEGISLATIVE RULE OFFICES OF THE INSURANCE COMMISSIONER SERIES 11 ADVERTISEMENT OF LIFE INSURANCE AND ANNUITIES §114-11-1. General. 1.1. Scope. -- The purpose of this rule is to set forth minimum standards and guidelines to assure a full and truthful disclosure to the pu…

TITLE 114 LEGISLATIVE RULE OFFICES OF THE INSURANCE COMMISSIONER SERIES 11A LIFE INSURANCE DISCLOSURES §114-11A-1. General. 1.1. The purpose of this rule is to require insurers to deliver to purchasers of life insurance information that will improve the buyer's ability to select …

TITLE 114 LEGISLATIVE RULE OFFICES OF THE INSURANCE COMMISSIONER SERIES 11B SUITABILITY IN ANNUITY TRANSACTIONS §114-11B-1. General. 1.1. Scope. -- The purpose of this rule is to require insurers to establish a system to supervise recommendations and to set forth standards and pr…

TITLE 114 LEGISLATIVE RULE OFFICES OF THE INSURANCE COMMISSIONER SERIES 11C LIFE INSURANCE ILLUSTRATIONS §114-11C-1. General. 1.1. Scope. -- The purpose of this rule is to provide standards for life insurance policy illustrations that will protect consumers and foster consumer ed…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 11D VARIABLE LIFE INSURANCE §114-11D-1. General. 1.1. Scope. -- The purpose of this rule is to ensure that a policyholder is provided with a thorough disclosure concerning the operation of his or her variable life insurance…

114-11E Annuity Disclosures The West Virginia Secretary of State Code of State Rules record for this citation is available at: https://apps.sos.wv.gov/adlaw/csr/ruleview.aspx?document=8750 The SOS document metadata indicates status "Historical" with document description "Withdraw…

114-12 Individual Accident And Sickness Insurance Minimum Standards The West Virginia Secretary of State Code of State Rules record for this citation is available at: https://apps.sos.wv.gov/adlaw/csr/ruleview.aspx?document=3341 The SOS document metadata indicates status "Histori…

114CSR13 PROCEDURAL RULE INSURANCE COMMISSIONER SERIES 13 RULES OF PRACTICE AND PROCEDURE FOR HEARINGS BEFORE THE WEST VIRGINIA INSURANCE COMMISSIONER §114-13-1. General. 1.1. Scope. -- The purpose of this rule is to set forth rules of practice and procedure to be followed in con…

TITLE 114 WEST VIRGINIA LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 14 UNFAIR TRADE PRACTICES §114-14-1. General. 1.1. Scope. a. The purpose of this rule is to define certain practices in this state which constitute unfair methods of competition or unfair or deceptive acts or …

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 15 EXAMINERS AND EXAMINATIONS §114-15-1. General. 1.1. Scope. -- This legislative rule establishes: a. Standards for the compensation, qualifications and classification of persons who conduct or participate in any analysis,…

TITLE 114 INSURANCE COMMISSIONER SERIES 16 RESERVED Repealed by HB2717 effective May 30, 2001.

TITLE 114 LEGISLATIVE RULES INSURANCE COMMISSIONER SERIES 17 MEDICARE SUPPLEMENT INSURANCE COVERAGE '114-17-1. General. 1.1. Scope. -- The purpose of this regulation is to establish certain minimum standards and provide reasonable standardization and simplification of terms and c…

114-18 Reg Relating To Supplemental Insurance Coverage For Continum Of Care Services For Elderly, Disabled And Terminally Ill The West Virginia Secretary of State Code of State Rules record for this citation is available at: https://apps.sos.wv.gov/adlaw/csr/ruleview.aspx?documen…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 20 SURPLUS LINES INSURANCE §114-20-1. General. 1.1. Scope. -- This legislative rule establishes certain requirements for the licensing and regulation of surplus lines licensees, regulates access to the surplus lines market,…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 21 WEST VIRGINIA ESSENTIAL PROPERTY INSURANCE ASSOCIATION §114-21-1. General. 1.1. Scope. -- This legislative rule sets forth the plan of operation of the West Virginia Essential Property Insurance Association. 1.2. Authori…

TITLE 114 LEGISLATIVE RULES INSURANCE COMMISSIONER SERIES 22 MEDICAL MALPRACTICE ANNUAL REPORTING REQUIREMENTS '114-22-1. General. 1.1. Scope. -- This legislative rule establishes guidelines and procedures under which every insurer providing five percent (5%) or more of the medic…

114-23 Supplemental Insurance Coverage For Continuum Of Care Services (Public Hearing Cancelled 7/11/85) The West Virginia Secretary of State Code of State Rules record for this citation is available at: https://apps.sos.wv.gov/adlaw/csr/ruleview.aspx?document=3373 The SOS docume…

114-24 Transitional Requirements For The Conversion Of Medicare Supplement Insurance Benefits And Premiums to The West Virginia Secretary of State Code of State Rules record for this citation is available at: https://apps.sos.wv.gov/adlaw/csr/ruleview.aspx?document=3382 The SOS d…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 25 INSURANCE ADJUSTERS §114-25-1. General. 1.1. Scope. -- This rule establishes standards for licensing and regulation of insurance adjusters. It is partly based on the National Association of Insurance Commissioners' "Publ…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 26 ACCIDENT AND SICKNESS RATE FILING §114-26-1. General. 1.1. Scope. -- This legislative rule establishes requirements for information and data to be provided to the Insurance Commissioner with the filing of rates and rate …

114-27 Aids Regulations The West Virginia Secretary of State Code of State Rules record for this citation is available at: https://apps.sos.wv.gov/adlaw/csr/ruleview.aspx?document=3393 The SOS document metadata indicates status "Historical" with document description "Withdrawn Re…

TITLE 114 INTERPRETIVE RULE INSURANCE COMMISSIONER SERIES 27A AIDS REGULATIONS §114-27A -1. General. 1.1. Scope. -- Series 27 of the Insurance Commissioner's rules, 114CSR27, establishes the standards for AIDS related underwriting health and lifestyle questions and AIDS testing i…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 28 COORDINATION OF HEALTH BENEFITS §114-28-1. General. 1.1. Scope. -- This rule is applicable to every insurance contract which provides health care benefits and which is issued on or after January 21, 2011. Insurance contr…

114-29 Health Insurance Benefits For Temporomandibular And Craniomandibular Disorders The West Virginia Secretary of State Code of State Rules record for this citation is available at: https://apps.sos.wv.gov/adlaw/csr/ruleview.aspx?document=3400 The SOS document metadata indicat…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 30 "TAIL" MALPRACTICE INSURANCE COVERING CERTAIN MEDICAL AND ALLIED HEALTH CARE PROVIDERS §114-30-1. General. 1.1. Scope. -- This legislative rule provides for premium payment amortization, under certain circumstances speci…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 31 GUARANTEED LOSS RATIOS AS APPLIED TO INDIVIDUAL SICKNESS AND ACCIDENT INSURANCE POLICIES §114-31-1. General. 1.1. Scope. -- This legislative rule implements the provisions of Article 6C, Chapter thirty-three of the West …

TITLE 114 LEGISLATIVE RULE OFFICES OF THE INSURANCE COMMISSIONER SERIES 32 LONG-TERM CARE INSURANCE §114-32-1. General. 1.1. Scope. -- The purpose of this rule is to implement W. Va. Code §33-15A-1 et seq., to promote the public interest, to promote the availability of long-term …

114-33 Individual And Employer Group Minimum Benefits Accident And Sickness Insurance Policies The West Virginia Secretary of State Code of State Rules record for this citation is available at: https://apps.sos.wv.gov/adlaw/csr/ruleview.aspx?document=3410 The SOS document metadat…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 34 FILING FEES FOR PURCHASING GROUPS, AND FOR RISK RETENTION GROUPS NOT CHARTERED IN THIS STATE '114-34-1. General. 1.1. Scope. -- This legislative rule implements the provisions of W. Va. Code ''33-32-17 and 33-32-4 relati…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 35 INSURANCE HOLDING COMPANY SYSTEMS §114-35-1. General. 1.1. Scope. -- The purpose of this rule is to set forth rules and procedural requirements that the Commissioner deems necessary to carry out the provisions of the Wes…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 36 WEST VIRGINIA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION ACT NOTICE REQUIREMENTS §114-36-1. General. 1.1. Scope. -- This rule applies to Member Insurers and their agents that provide insurance coverage for direct, no…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 37 SUBSTANDARD RISK MOTOR VEHICLE INSURANCE NOTICE REQUIREMENTS '114-37-1. General. 1.1. Scope. -- This legislative rule implements the provisions of West Virginia Code '33-6-31c requiring a written notification on automobi…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 38 CONTINUATION OF COVERAGE UNDER AUTOMOBILE LIABILITY POLICIES '114-38-1. General. 1.1. Scope. -- This rule establishes the form and procedures for notice to be given by insurers to named insureds and spouses of named insu…

114-39 Group Accident And Sickness Insurance Minimum Policy Coverage Standards The West Virginia Secretary of State Code of State Rules record for this citation is available at: https://apps.sos.wv.gov/adlaw/csr/ruleview.aspx?document=3425 The SOS document metadata indicates stat…

TITLE 114 LEGISLATIVE RULE INSURANCE COMMISSIONER SERIES 40 CREDIT FOR REINSURANCE §114-40-1. Authority. 1.1. Scope. -- This legislative rule establishes the standards and procedural requirements which the commissioner considers necessary to carry out the provision of W. Va. Code…