§922 Automatic Stay of Enforcement of Claims Against the Debtor

Summary

Filing a bankruptcy petition also pauses certain actions. Besides the usual automatic stay under section 362, it stops people or agencies from starting or continuing lawsuits, hearings, or other proceedings against an officer or inhabitant of the debtor when those actions try to collect from the debtor. It also stops enforcing a lien that comes from taxes or assessments the debtor is owed. The same rules in subsections (c)–(g) of section 362 apply to this pause. If the debtor gives reasonable protection to a secured creditor under sections 362, 364, or 922, but the creditor still has a claim because the pause affected their lien or because a lien was given under section 364(d), that claim can be treated and paid as an administrative expense under section 503(b). A petition does not stop using pledged special revenues to pay debts secured by those revenues when done as allowed under section 927.