Title 12, Banks and BankingRelease 119-102

§2614 Jurisdiction of Courts; Limitations

Title 12 › CHAPTER 27 — REAL ESTATE SETTLEMENT PROCEDURES › § 2614

Last updated Aug 21, 2026|Official source

Summary

You can sue under sections 2605, 2607, or 2608 in a U.S. district court or any court that can hear the case. You may file the case where the property is located or where the wrong happened. For a 2605 claim, you must file within 3 years from when the violation happened. For 2607 or 2608 claims, you must file within 1 year from when it happened. If the Bureau, the Secretary, a State Attorney General, or a State insurance commissioner brings the case, they have 3 years from the date of the violation.

Full Legal Text

Title 12, §2614

Banks and Banking, Source: USLM XML via OLRC

Any action pursuant to the provisions of section 2605, 2607, or 2608 of this title may be brought in the United States district court or in any other court of competent jurisdiction, for the district in which the property involved is located, or where the violation is alleged to have occurred, within 3 years in the case of a violation of section 2605 of this title and 1 year in the case of a violation of section 2607 or 2608 of this title from the date of the occurrence of the violation, except that actions brought by the Bureau, the Secretary, the Attorney General of any State, or the insurance commissioner of any State may be brought within 3 years from the date of the occurrence of the violation.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Amendments

2010—Pub. L. 111–203 inserted “the Bureau,” before “the Secretary”. 1996—Pub. L. 104–208 substituted “section 2605, 2607, or 2608 of this title” for “section 2607 or 2608 of this title” and “within 3 years in the case of a violation of section 2605 of this title and 1 year in the case of a violation of section 2607 or 2608 of this title” for “within one year”. 1983—Pub. L. 98–181 amended section generally, striking out a reference to section 2605 of this title, and inserting provision allowing action in district where violation is alleged to have occurred, and provision relating to time limitations in actions brought by the Secretary, the Attorney General of any State, or the insurance commissioner of any State.

Statutory Notes and Related Subsidiaries

Effective Date

of 2010 AmendmentAmendment by Pub. L. 111–203 effective on the designated transfer date, see section 1100H of Pub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.

Effective Date

of 1983 AmendmentAmendment by Pub. L. 98–181 effective Jan. 1, 1984, see section 461(f) of Pub. L. 98–181, set out as a note under section 2602 of this title.

Effective Date

Section effective 180 days after Dec. 22, 1974, see section 20 of Pub. L. 93–533, set out as a note under section 2601 of this title.

Reference

Citations & Metadata

Citation

12 U.S.C. § 2614

Title 12, Banks and Banking

Last Updated

Aug 21, 2026

Release point: 119-102