Title 12, Banks and BankingRelease 119-102

§5621 Purpose

Title 12 › CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER VII — IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS › § 5621

Last updated Aug 21, 2026|Official source

Summary

Promote suitable, easy-to-use financial services for the millions of Americans left out of regular banking.

Full Legal Text

Title 12, §5621

Banks and Banking, Source: USLM XML via OLRC

The purpose of this subchapter is to encourage initiatives for financial products and services that are appropriate and accessible for millions of Americans who are not fully incorporated into the financial mainstream.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

References in Text

This subchapter, referred to in text, was in the original “this title”, meaning title XII of Pub. L. 111–203, July 21, 2010, 124 Stat. 2129, known as the Improving Access to Mainstream Financial Institutions Act of 2010, which is classified principally to this subchapter. For complete classification of title XII to the Code, see

Short Title

note set out under section 5301 of this title and Tables.

Statutory Notes and Related Subsidiaries

Effective Date

Subchapter effective 1 day after July 21, 2010, except as otherwise provided, see section 4 of Pub. L. 111–203, set out as a note under section 5301 of this title.

Short Title

This subchapter known as the “Improving Access to Mainstream Financial Institutions Act of 2010”, see

Short Title

note set out under section 5301 of this title.

Reference

Citations & Metadata

Citation

12 U.S.C. § 5621

Title 12, Banks and Banking

Last Updated

Aug 21, 2026

Release point: 119-102