§6760 Relationship to State Law

Summary

Stops states from enforcing many extra rules on insurance producers who are members of the Association. States cannot block, punish, or treat an insurance producer unfairly just because they plan to join, applied to join, or are a member. States may not make members pay different fees than they would otherwise, or make nonresident members take extra continuing education. Other states (not the producer’s home state) may not add extra licensing, qualification, training, residency, bonding, or registration steps beyond the Association’s membership rules. They also may not force members to register as a foreign company, require criminal background checks, or demand extra licenses to sell commercial property and casualty insurance across multiple states when the producer is authorized where the insured has its main place of business. States still may investigate complaints and take appropriate disciplinary action, like suspending or revoking a producer’s authority, as long as the action follows state law and does not conflict with these limits.