Title 29LaborRelease 119-73not60

§1133 Claims Procedure

Title 29 › Chapter 18— EMPLOYEE RETIREMENT INCOME SECURITY PROGRAM › Subchapter I— PROTECTION OF EMPLOYEE BENEFIT RIGHTS › Subtitle Subtitle B— Regulatory Provisions › Part 5— administration and enforcement › § 1133

Last updated Apr 5, 2026|Official source

Summary

Under the Secretary's rules, employee benefit plans must give clear written reasons when benefits are denied and provide a reasonable chance for a full, fair review by the plan's decision-maker.

Full Legal Text

Title 29, §1133

Labor — Source: USLM XML via OLRC

In accordance with regulations of the Secretary, every employee benefit plan shall—
(1)provide adequate notice in writing to any participant or beneficiary whose claim for benefits under the plan has been denied, setting forth the specific reasons for such denial, written in a manner calculated to be understood by the participant, and
(2)afford a reasonable opportunity to any participant whose claim for benefits has been denied for a full and fair review by the appropriate named fiduciary of the decision denying the claim.

Legislative History

Notes & Related Subsidiaries

Statutory Notes and Related Subsidiaries

Regulations

Secretary authorized, effective Sept. 2, 1974, to promulgate

Regulations

wherever provisions of this subchapter call for the promulgation of

Regulations

, see section 1031 of this title.

Reference

Citations & Metadata

Citation

29 U.S.C. § 1133

Title 29Labor

Last Updated

Apr 5, 2026

Release point: 119-73not60