Title 49, TransportationRelease 119-110

§28103 Limitations on Rail Passenger Transportation Liability

Title 49 › SUBTITLE V — RAIL PROGRAMS › PART E — MISCELLANEOUS › CHAPTER 281 — LAW ENFORCEMENT › § 28103

Last updated Sep 22, 2026|Official source

Summary

Limits when people can get punitive damages for injuries, deaths, or property damage tied to rail passenger service. Punitive damages are allowed only if state law permits them and the injured person proves, by clear and convincing proof, that the defendant acted with a conscious, blatant disregard for others’ safety. If the law where the death happened allows only punitive damages for that death, that rule does not apply. All awards to passengers from one accident, including punitive damages, cannot be more than $200,000,000. Rail providers may make contracts that split financial responsibility. Amtrak must carry at least $200,000,000 in liability coverage per accident. This does not change rights under the Federal Employers’ Liability Act or workers’ compensation laws. Definitions: - Claim: a demand for money or damages against Amtrak, a rail authority/operator/carrier, a State, or their officers, employees, agents, or affiliates. - Punitive damages: money meant to punish or deter bad behavior. - Rail carrier: includes excursion, scenic, or museum train services and private rail passenger car owners/operators.

Full Legal Text

Title 49, §28103

Transportation, Source: USLM XML via OLRC

(a)Limitations.—
(1)Notwithstanding any other statutory or common law or public policy, or the nature of the conduct giving rise to damages or liability, in a claim for personal injury to a passenger, death of a passenger, or damage to property of a passenger arising from or in connection with the provision of rail passenger transportation, or from or in connection with any rail passenger transportation operations over or rail passenger transportation use of right-of-way or facilities owned, leased, or maintained by any high-speed railroad authority or operator, any commuter authority or operator, any rail carrier, or any State, punitive damages, to the extent permitted by applicable State law, may be awarded in connection with any such claim only if the plaintiff establishes by clear and convincing evidence that the harm that is the subject of the action was the result of conduct carried out by the defendant with a conscious, flagrant indifference to the rights or safety of others. If, in any case wherein death was caused, the law of the place where the act or omission complained of occurred provides, or has been construed to provide, for damages only punitive in nature, this paragraph shall not apply.
(2)The aggregate allowable awards to all rail passengers, against all defendants, for all claims, including claims for punitive damages, arising from a single accident or incident, shall not exceed $200,000,000.
(b)Contractual Obligations.—
A provider of rail passenger transportation may enter into contracts that allocate financial responsibility for claims.
(c)Mandatory Coverage.—
Amtrak shall maintain a total minimum liability coverage for claims through insurance and self-insurance of at least $200,000,000 per accident or incident.
(d)Effect on Other Laws.—
This section shall not affect the damages that may be recovered under the Act of April 27, 1908 (45 U.S.C. 51 et seq.; popularly known as the “Federal Employers’ Liability Act”) or under any workers compensation Act.
(e)Definition.—
For purposes of this section
(1)
(2)the term “punitive damages” means damages awarded against any person or entity to punish or deter such person or entity, or others, from engaging in similar behavior in the future; and
(3)the term “rail carrier” includes a person providing excursion, scenic, or museum train service, and an owner or operator of a privately owned rail passenger car.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

References in Text

The Federal Employers’ Liability Act, referred to in subsec. (d), is act Apr. 22, 1908, ch. 149, 35 Stat. 65, which is classified generally to chapter 2 (§ 51 et seq.) of Title 45, Railroads. For complete classification of this Act to the Code, see

Short Title

note set out under section 51 of Title 45 and Tables.

Statutory Notes and Related Subsidiaries

Adjustment Based on Consumer Price Index Pub. L. 114–94, div. A, title XI, § 11415(b), Dec. 4, 2015, 129 Stat. 1689, provided that: “The liability cap under section 28103(a)(2) of title 49, United States Code, shall be adjusted on the date of enactment of this Act [Dec. 4, 2015] to reflect the change in the Consumer Price Index-All Urban Consumers between such date and December 2, 1997, and the Secretary [of Transportation] shall provide appropriate public notice of such adjustment. The adjustment of the liability cap shall be effective 30 days after such notice. Every fifth year after the date of enactment of this Act, the Secretary shall adjust such liability cap to reflect the change in the Consumer Price Index-All Urban Consumers since the last adjustment. The Secretary shall provide appropriate public notice of each such adjustment, and the adjustment shall become effective 30 days after such notice.”

Reference

Citations & Metadata

Citation

49 U.S.C. § 28103

Title 49, Transportation

Last Updated

Sep 22, 2026

Release point: 119-110