Title 5 › PART III — EMPLOYEES › Subpart G — Insurance and Annuities › CHAPTER 84 — FEDERAL EMPLOYEES’ RETIREMENT SYSTEM › SUBCHAPTER IV — SURVIVOR ANNUITIES › § 8443
When a federal employee, Member, or annuitant dies after at least 18 months of civilian service that counts, each surviving child gets a monthly payment. The payment for each child is the difference between (a) what the children would get under the federal retirement rules if the deceased’s service counted there and (b) the Social Security child benefits based on the deceased’s earnings, divided equally among the children who are eligible that month. The payment starts the day after the death. It also starts or restarts on the first day of the month a child becomes a student (as defined by law) or becomes unable to support themself because of a mental or physical disability that began before age 18 (or recurs) — but only if any lump sum already paid is returned to the Fund. Payments end on the last day of the month before the child turns 18 unless still a qualifying student or disabled; they end if the child becomes self-supporting after 18 (unless a student); they end at age 22 if the child is a student and then becomes self-supporting; they end if the child stops being a student after 18 (unless disabled); or they end if the child dies or marries. If a spouse or one child’s payment stops, the remaining children’s payments are recalculated as if that person had not survived. If a child’s payment stopped because of marriage and the marriage later ends, the payment can resume the first day of the month the marriage ends if the lump sum is returned and the child is still eligible.
Full Legal Text
Government Organization and Employees, Source: USLM XML via OLRC
Legislative History
Reference
Citation
5 U.S.C. § 8443
Title 5, Government Organization and Employees
Last Updated
Sep 22, 2026
Release point: 119-110