§1508a Double Insurance and Prevented Planting

Summary

Explains how crop insurance and payments work when you plant two crops on the same field in one year or when you can’t plant the first crop. First crop = the first insured crop planted (or prevented from being planted). Second crop = another crop on the same land that year, not a replanted crop. Replanted crop = a crop put back because the insurance policy requires it. If the first crop has an insured loss, you can either not plant a second crop and get 100% of the insured loss, or plant a second crop and get a smaller payment the Corporation sets, up to 35% of the insured loss. If you plant a second crop and it has no loss, you can later receive the rest so the first-crop payment equals 100% minus what you already got. Your premium is reduced to match any smaller payment at first, and if you later get the rest of the first-crop payment you must pay the remaining premium. If the first crop was prevented from being planted, the same two choices apply using the prevented-planting guarantee instead of insured loss, with payments limited to situations where other local producers were also affected and with rules about planting dates. If you choose the second-crop option after prevented planting, the recorded yield for the first crop year will be set at 60% of your usual yield. Areas with an established double-cropping practice and available extra coverage may allow full payments for multiple crops. Except for that double-cropping rule, any crop planted after a second crop (not a replanted crop) is not eligible for insurance or noninsured assistance.