2025-02980NoticeWallet

New Flood Maps Official: Time to Review Risks

Published Date: 2/24/2025

Notice

Summary

Some communities have new or updated flood risk info based on fresh science, changing flood zones and water levels on official maps. If you live or own property in these areas, your flood insurance rules might change soon, so check the updated maps and community numbers. These updates help keep everyone safe and insurance accurate, and they kick in as soon as the new letters are issued.

Analyzed Economic Effects

3 provisions identified: 0 benefits, 0 costs, 3 mixed.

Flood zones and elevation changes

If you live in or own property in a listed community, Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway may have been added or changed on the official Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) reports because of new scientific or technical data. Check the updated FIRMs and FIS reports for your community to see how your property is now mapped.

Use updated community number for policies

For communities listed in this notice, the currently effective community number shown in the table must be used for all new flood insurance policies and renewals. Agents, insurers, and property owners should use the updated community number when buying or renewing flood insurance.

Revisions effective upon LOMR issuance

The revisions to FIRMs and, where applicable, portions of the FIS report are implemented through issuance of a Letter of Map Revision (LOMR). The map and study revisions take effect as soon as the LOMR is issued.

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Key Dates

Published Date
2/24/2025

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