Flood Zone Updates Incoming: Stay Prepared and Informed
Published Date: 2/24/2025
Notice
Summary
Some communities have new flood risk updates based on fresh science, changing flood zones and water levels on official maps. If you live or work in these areas, your flood insurance rules might change soon, so check your community’s new flood map number. These updates help keep everyone safer and make sure insurance costs match the real risk, starting as soon as the new maps go live.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Flood maps change property flood designations
Some communities have additions or modifications to Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries, zone designations, or the regulatory floodway on their Flood Insurance Rate Maps (FIRMs). FEMA revised FIRMs (and, where applicable, portions of Flood Insurance Study (FIS) reports) through Letters of Map Revision (LOMRs) because of new scientific or technical data.
New community number must be used for policies
The notice says the currently effective community number (shown in the table) must be used for all new flood insurance policies and renewals. If you live or work in an affected community, your flood insurance rules or costs might change when the new maps go live, so you should check your community’s new flood map number.
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