2025-03898NoticeWallet

Final Flood Determinations Issued: Act on Changes Now

Published Date: 3/12/2025

Notice

Summary

The government just finalized updates to flood risk maps for certain communities, changing flood zone boundaries and water levels. If you live or own property in these areas, these changes could affect your flood insurance and building rules. Communities must act quickly to stay in the flood insurance program and keep their coverage options open.

Analyzed Economic Effects

2 provisions identified: 0 benefits, 0 costs, 2 mixed.

Updated Flood Maps Change Risk

FEMA finalized changes to Flood Insurance Rate Maps (FIRMs) that may modify Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries, zone designations, or regulatory floodways for listed communities. If you live in or own property in those areas, these map changes could affect your flood insurance status and local building or floodplain rules.

Communities Must Act To Keep NFIP Access

The finalized flood hazard determinations form the basis for the floodplain management measures a community must adopt or show are in effect in order to qualify or remain in FEMA's National Flood Insurance Program (NFIP). Communities listed must act quickly to adopt or maintain those measures to keep their NFIP participation and preserve flood insurance options for property owners.

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Key Dates

Published Date
3/12/2025

Department and Agencies

Department
Independent Agency
Agency
Homeland Security Department
Federal Emergency Management Agency
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