2025-15877NoticeWallet

Flood Maps Get a Refresh: Insurance Bills May Follow

Published Date: 8/20/2025

Notice

Summary

Some communities have new or updated flood risk maps that show where floods might happen and how bad they could be. These changes affect homeowners, businesses, and local officials by updating flood zones and insurance rules. The updates are official now, so folks should check if their flood insurance or building plans need a refresh to stay safe and save money.

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Finalized Flood Map Changes

You may be affected if you own property or run a business in a community listed in the finalized Letter of Map Revisions (LOMRs). The LOMRs change Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and/or regulatory floodways and revise Flood Insurance Rate Maps (FIRMs) and sometimes Flood Insurance Study (FIS) reports, so you should check whether your flood insurance or building plans need updating.

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Key Dates

Published Date
8/20/2025

Department and Agencies

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Homeland Security Department
Federal Emergency Management Agency
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