2025-15878NoticeWallet

New Flood Zones Official: Check Your Insurance Now

Published Date: 8/20/2025

Notice

Summary

Some communities have new or updated flood risk info based on fresh science, changing flood zones and water levels on official maps. If you live or own property in these areas, your flood insurance rules and costs might change, so check the new maps and community numbers. These updates kick in as soon as the new letters are issued, helping everyone stay safer and smarter about flood risks.

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Updated Flood Maps May Change Insurance

If you live in or own property in the listed communities, FEMA revised the official flood maps (FIRMs) and, where applicable, the supporting Flood Insurance Study (FIS) reports to change Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway. That means your flood insurance rules and costs might change. These updates take effect when the Letters of Map Revision (LOMRs) are issued, and the current effective community number shown must be used for all new policies and renewals.

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Key Dates

Published Date
8/20/2025

Department and Agencies

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Homeland Security Department
Federal Emergency Management Agency
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