Speak Up: FEMA Proposes Updates to Local Flood Hazard Zones
Published Date: 10/2/2025
Notice
Summary
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so if you live or own property in these areas, now’s the time to speak up. Don’t wait—your feedback helps shape safer neighborhoods and insurance options!
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Flood maps may change flood zones
FEMA is proposing changes to flood maps that may add or change Base Flood Elevations (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways for specific communities. If you live in or own property in one of the affected communities, these map changes may change whether your property is in a high-risk flood zone and could affect flood insurance rules and costs.
Communities must adopt floodplain measures to keep NFIP access
The preliminary Flood Insurance Rate Map (FIRM) and Flood Insurance Study (FIS) reports form the basis for floodplain management measures that a community is required to adopt or show are already in effect. Communities must adopt or demonstrate these measures in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP), which affects availability of NFIP flood insurance for local property owners.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Take It Personal
Get Your Personalized Policy View
Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in