2025-19575NoticeWallet

Gila County, Arizona, Gets Federal Disaster Aid After Floods

Published Date: 10/17/2025

Notice

Summary

Arizona’s Gila County got hit by flooding from September 25-27, 2025, and the government just declared it a disaster area. This means homeowners, businesses, and nonprofits in Gila and nearby counties can apply for low-interest disaster loans to help fix damage or recover lost income. You’ve got until December 9, 2025, to apply for physical damage loans and until July 10, 2026, for economic injury loans—so don’t wait!

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

SBA Physical Disaster Loans for Flood Damage

If you live in Gila County or in the contiguous Arizona counties (Coconino, Graham, Maricopa, Navajo, Pinal, Yavapai) and your home, business, or nonprofit was damaged by flooding from September 25–27, 2025, you can apply for SBA physical disaster loans to repair damage. Interest rates for physical damage are: homeowners with credit available elsewhere 6.000%, homeowners without credit available elsewhere 3.000%, businesses with credit available elsewhere 8.000%, businesses without credit available elsewhere 4.000%, and private nonprofits 3.625%. You must apply by December 9, 2025 using the MySBA Loan Portal or local SBA locations.

Statewide Economic Injury (EIDL) Loans in Arizona

Arizona received an Economic Injury Disaster Loan (EIDL) declaration, so businesses, small agricultural cooperatives, and eligible private nonprofits in Arizona may apply for EIDLs for economic losses tied to the September 25–27, 2025 flooding. EIDL interest rates listed are 4.000% for businesses and small agricultural cooperatives (without credit available elsewhere) and 3.625% for private nonprofits (without credit available elsewhere). You must apply for EIDLs by July 10, 2026 via the MySBA Loan Portal.

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Key Dates

Effective Date
Published Date
10/10/2025
10/17/2025

Department and Agencies

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Independent Agency
Agency
Small Business Administration
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