2025-22806Notice

Fed Announces Someone Somewhere Bought Some Bank Shares

Published Date: 12/15/2025

Notice

Summary

Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until December 30, 2025, to speak up! This process helps keep banks strong and protects your money.

Analyzed Economic Effects

3 provisions identified: 1 benefits, 0 costs, 2 mixed.

Public comment window for bank share acquisitions

The Federal Reserve is accepting public comments on proposed purchases of bank or bank-holding-company voting shares. Comments must be received by the Reserve Bank indicated or the Board of Governors (Benjamin W. McDonough, Deputy Secretary) not later than December 30, 2025; comments are subject to public disclosure and applications are available for inspection at the listed Federal Reserve Banks and the Board offices or via the Board's FOIA request page.

Proposed Houghton group acquisition: Peoples Bank (KS)

An application was filed by the Marcus Houghton Legacy Trust and Wise & Reber, L.C., to join the Houghton Family Group to acquire voting shares of PBT Bancshares, Inc., and thereby indirectly acquire voting shares of Peoples Bank and Trust Company in McPherson, Kansas. Interested persons may inspect public portions of the application at the Federal Reserve Bank of Kansas City and submit comments by December 30, 2025.

Proposed Ryan trusts acquisition: R Bank (TX)

Multiple Ryan family trusts and trustees filed to acquire voting shares of R Corp Financial and thereby indirectly acquire voting shares of R Bank, both of Round Rock, Texas. The public may inspect the application at the Federal Reserve Bank of Dallas and must submit comments by December 30, 2025 if they wish to be heard.

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Key Dates

Published Date
Effective Date
12/15/2025
12/30/2025

Department and Agencies

Department
Independent Agency
Agency
Federal Reserve System
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