2026-00148Notice

Fed Reviews Bank Mergers Across Southern States

Published Date: 1/8/2026

Notice

Summary

Some companies want to become bank holding companies or buy banks, and the Federal Reserve is checking their applications. If you have thoughts, you can send comments by February 9, 2026. This affects banks in Florida, Puerto Rico, Alabama, and Georgia, and could change who controls these banks soon.

Analyzed Economic Effects

3 provisions identified: 0 benefits, 1 costs, 2 mixed.

Application to Acquire Eastern National Bank

FNA Holding Inc. (Weston, Florida) and FACEBANK International Corporation (Guaynabo, Puerto Rico) have applied to the Federal Reserve to become bank holding companies by acquiring Eastern National Bank in Miami, Florida. The public portions of the application are available for inspection at the Federal Reserve Bank of Atlanta and via the Board's FOIA process, and comments are due by February 9, 2026.

CBS Banc‑Corp Acquisition Affecting Trenton, GA Bank

CBS Banc-Corp., Russellville, Alabama, has applied to acquire TAG Bancshares Inc., and thereby indirectly acquire Citizens Bank and Trust, Inc., in Trenton, Georgia. The application materials can be inspected at the Federal Reserve Bank of Atlanta or the Board's offices, and the comment deadline is February 9, 2026.

Public Comments Are Made Public — Protect Private Info

Comments on these applications must be submitted by February 9, 2026, and comments received are generally made publicly available without change. Do not include confidential business or personal contact information in comments because they may be disclosed.

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Key Dates

Published Date
Effective Date
1/8/2026
2/9/2026

Department and Agencies

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Independent Agency
Agency
Federal Reserve System
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