Montana's Winter Woes: More Federal Loans for Storm Damage
Published Date: 4/21/2026
Notice
Summary
Montana just got a major disaster declaration after a fierce winter storm and strong winds hit in December 2025. This means public assistance loans are now available for affected counties and tribal areas, with deadlines to apply by June 10, 2026, for physical damage and January 7, 2027, for economic injury. If you’re a nonprofit or local business in the impacted zones, now’s the time to grab this financial help and start rebuilding!
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Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
SBA Disaster Loans Available Now
A Presidential major disaster declaration (FEMA-4902-DR) was issued April 7, 2026 for a December 17–18, 2025 storm, making U.S. Small Business Administration disaster loans available to affected private non‑profit organizations and local entities in listed Montana counties and tribal areas. You can apply online at the MySBA Loan Portal (https://lending.sba.gov) or in person at locally announced locations; the physical damage application deadline is June 10, 2026 and the Economic Injury (EIDL) application deadline is January 7, 2027. The notice lists primary counties (for example, Big Horn, Flathead, Missoula, Yellowstone-area counties, and others) and tribal areas (Blackfeet, Fort Belknap, Fort Peck, Northern Cheyenne) as adversely affected.
3.625% Disaster Loan Interest Rate
The notice sets the interest rate for eligible private non‑profit organizations at 3.625% for both physical damage loans (with or without credit available elsewhere) and for Economic Injury Disaster Loans (private non‑profits without credit available elsewhere). These fixed rates apply to the loans available under this Montana disaster declaration (disaster numbers 21515B for physical damage and 215160 for economic injury).
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