HR1096119th CongressWALLET

HOPE and Mental Wellbeing Act of 2025

Sponsored By: Representative Salinas

Introduced

Summary

Three primary care visits per year with no patient cost-sharing across Medicare, Medicaid, and Medicare Advantage. The bill defines "primary care visit" to include outpatient mental and behavioral health services, nonspecialty medical services, and care coordination, effective in 2026.

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  • Medicare beneficiaries: In fee-for-service Medicare the first 3 primary care visits each year are paid at 100% of the lesser of the actual charge or the recognized outpatient payment, so beneficiaries owe no cost sharing for those visits.
  • Medicare Advantage enrollees: Plans must treat the first 3 primary care visits per year as covered without patient cost sharing starting in 2026.
  • Medicaid enrollees and states: States must cover the first 3 primary care visits each year with no additional cost sharing and treat them as covered Medicaid services beginning in 2026.

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Three free primary care visits in Medicaid

Starting in 2026, this bill would make your first three primary care visits each year cost $0 under Medicaid. States would have to treat these visits as covered with no copays. Primary care includes outpatient mental and behavioral health, nonspecialty medical care, and care coordination.

Three no-cost Medicare primary care visits

Starting in 2026, this bill would make your first three primary care visits each year cost $0 under Medicare. For Part B, Medicare would pay 100% of the allowed amount for up to three qualifying outpatient primary care visits, so you would owe no coinsurance. Medicare Advantage plans would also have to cover your first three primary care visits with no cost sharing. Primary care here includes outpatient mental and behavioral health, nonspecialty medical care, and care coordination. This applies only to visits billed under Medicare’s outpatient payment rules.

What counts as a primary care visit

This bill would define what counts as a primary care visit starting in 2026. It would include outpatient mental and behavioral health, nonspecialty medical care, and care coordination. This definition would decide which visits qualify for the first three no-cost visits in Medicare and Medicaid.

Sponsors & CoSponsors

Sponsor

Salinas

OR • D

Cosponsors

  • Watson Coleman

    NJ • D

    Sponsored 2/6/2025

  • Del. Norton, Eleanor Holmes [D-DC-At Large]

    DC • D

    Sponsored 2/6/2025

  • Doggett

    TX • D

    Sponsored 2/6/2025

  • Goldman (NY)

    NY • D

    Sponsored 2/6/2025

  • Tonko

    NY • D

    Sponsored 2/7/2025

  • Tokuda

    HI • D

    Sponsored 2/7/2025

  • Stansbury

    NM • D

    Sponsored 3/11/2025

Roll Call Votes

No roll call votes available for this bill.

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