HR2461119th CongressWALLET

Manufactured Housing Tenant’s Bill of Rights Act of 2025

Sponsored By: Representative Rep. Pettersen, Brittany [D-CO-7]

Introduced

Summary

Guarantee minimum tenant protections in manufactured home communities tied to federally backed financing. This bill would condition eligibility for three covered loan programs on borrower certification that pad-site leases include new tenant rights and on-agreement documentation before loans can be insured or purchased.

Your PRIA Score

Score Hidden

Personalized for You

How does this bill affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Bill Overview

Analyzed Economic Effects

7 provisions identified: 5 benefits, 1 costs, 1 mixed.

Stronger tenant rights in manufactured home parks

If enacted, and starting 180 days later, leases for pad sites in covered parks would need key protections. You would get a renewable one‑year lease, 60 days’ written notice with reasons for new charges or rent hikes, a 5‑day grace period, and 15 days to cure rent defaults. Bigger rent hikes would need extra notice: add 30 days for each 2.5% above a 5% increase. Homeowners could sell in place, post For Sale signs, and assign the lease to a buyer if fair rules are met. Owners would have to give 60 days’ written notice before selling or closing the park and negotiate in good faith; evictions could happen only for specific, material reasons. If these rights are materially violated, tenants could get money, such as 6 months of rent for wrongful non‑renewal or termination, repayment of illegal rent plus 25% and interest, and other set remedies. Stronger state or local protections would still apply.

Standard site lease to unlock mortgages

If enacted, the housing regulator would work with Fannie Mae and Freddie Mac to create a standard site‑lease within one year. Using this lease could help make mortgages on homes in parks eligible for purchase by those entities. That could make it easier for some homeowners to get loans.

Stricter loan rules for park owners

If enacted, and starting 180 days after enactment, park owners using certain federal loan programs would need to certify their leases include the required tenant protections and submit proof, including a standard lease. Any pricing discounts on these loans could only reward protections stronger than the bill’s minimums. Willful, material violators could be banned from future federally backed financing or housing help for at least two years.

Commission to propose tenant standards

If enacted, a 16‑member commission would form and hold public hearings. It would propose consumer‑protection standards for these loans and send them to Congress and agencies within one year. The commission would end after it files its report.

Defines which loans and parks count

If enacted, the bill would define key terms so people know what is covered. It would spell out which federal loan programs and which manufactured homes and parks count, including homes built before federal safety standards.

Public list of protected communities

If enacted, HUD and the housing regulator would post one public website listing communities covered by these protections. The list would also show parks that already have Fannie Mae or Freddie Mac protections and explain how those differ from the bill’s minimum.

No new money to implement

If enacted, the bill would not add new funding. HUD and the housing regulator would need to use existing money to carry out the bill. That could slow or limit implementation.

Free Policy Watch

You just read the policy. Now see what it costs you.

Pick a topic. PRIA runs your household against live legislation and sends you a free personalized readout.

Pick a topic to get started

Sponsors & CoSponsors

Sponsor

Rep. Pettersen, Brittany [D-CO-7]

CO • D

Cosponsors

  • Rep. Bonamici, Suzanne [D-OR-1]

    OR • D

    Sponsored 3/27/2025

  • Rep. Larson, John B. [D-CT-1]

    CT • D

    Sponsored 3/27/2025

  • Rep. Tlaib, Rashida [D-MI-12]

    MI • D

    Sponsored 3/27/2025

  • Rep. Omar, Ilhan [D-MN-5]

    MN • D

    Sponsored 3/31/2025

  • Rep. Neguse, Joe [D-CO-2]

    CO • D

    Sponsored 3/31/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
Back to Legislation

Take It Personal

Get Your Personalized Policy View

Take the PRIA Score to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.

Already have an account? Sign in