ENROLL Act of 2025
Sponsored By: Representative Castor (FL)
Introduced
Summary
Boosts navigator funding and adds a new plain-language public education duty to expand outreach to people shopping for coverage. This bill would change how federal exchanges award navigator grants, add a duty to run plain-language public education about qualified health plans and related protections, and set dedicated funding starting for plan years that begin January 1, 2026.
Show full summary
- Families and consumers: Would get more plain-language outreach about qualified health plans and about Medicaid and CHIP protections, helping people understand coverage choices.
- Community and consumer nonprofits: Would be guaranteed at least one navigator grant each year to support local outreach and enrollment help.
- Federal exchanges and navigators: For Exchanges run by the Secretary, grants would be awarded based on an entity's demonstrated capacity to perform navigator duties, the Exchange could not consider whether the entity will provide information on non-qualified group health plans, and the Secretary would obligate $100 million each year from insurer user fees for these federal navigator grants.
*Would obligate $100 million annually from insurer user fees for federal navigator grants beginning in fiscal year 2026.*
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
More funding for federal Marketplace navigators
If enacted, the government would set aside $100 million each year starting in fiscal year 2026 for Marketplace navigators on federal Exchanges. The money would come from user fees paid by health insurers and would stay available until spent. This funding would support in-person and outreach help to enroll in coverage. It would apply only to Marketplaces run by the Secretary.
More navigator help for Marketplace shoppers
If enacted, federal Marketplaces would award navigator grants based on proven ability to do all required duties. At least one community‑focused nonprofit would get a grant each year. Decisions could not hinge on whether groups plan to give info on non‑qualified group plans. Grantees would keep a physical office in the state for in‑person help. Navigators would give information about Medicaid and CHIP as well as Marketplace plans. They would run plain‑language public education on plan rules and protections. Navigators could do these duties any time during the year. These rules would start for plan years on or after January 1, 2026.
Sponsors & CoSponsors
Sponsor
Castor (FL)
FL • D
Cosponsors
Evans (PA)
PA • D
Sponsored 6/11/2025
Roll Call Votes
No roll call votes available for this bill.
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