Legislation6 days ago
50
To authorize implementation grants to community-based nonprofits to operate one-stop reentry centers.
HR8548Rep. Kamlager-Dove, Sydney [D-CA-37] (D-CA)
introduced
HR6284119th CongressWALLET
Strengthening Loan Forgiveness for Public Service Workers Act
Sponsored By: Representative Rep. Swalwell, Eric [D-CA-14]
Introduced
Summary
Expands and accelerates Public Service Loan Forgiveness (PSLF). This bill would create a new, post-enactment forgiveness track for Federal Direct Loans and tighten the rule that borrowers must be in public service while making qualifying payments.
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 1 benefits, 0 costs, 1 mixed.
Faster loan relief for public service
If enacted, new Federal Direct Loans would get staged forgiveness for public service work. After 24 monthly payments, 15% of the original amount due would be canceled. After 48, 72, and 96 payments, another 15% would be canceled each time (60% total after 96). After 120 payments, the rest of your principal and interest would be canceled. The Education Department could verify your job automatically or ask you and your employer to complete a form. Your loan would be put in deferment while cancellation is processed. Interest for any year when part of your loan is canceled, and interest between your application and approval, would also be canceled.
Stricter timing for Public Service forgiveness
If enacted, you would need to be in a public service job during each of the 120 payments for them to count. The bill would also create a separate forgiveness path for new Federal Direct Loans made after enactment that are not in default. This could make current rules stricter for some borrowers and offer a new option for others.
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Sponsors & CoSponsors
Sponsor
Rep. Swalwell, Eric [D-CA-14]
CA • D
Cosponsors
Rep. Boyle, Brendan F. [D-PA-2]
PA • D
Sponsored 11/21/2025
Rep. Garamendi, John [D-CA-8]
CA • D
Sponsored 11/21/2025
Del. Norton, Eleanor Holmes [D-DC-At Large]
DC • D
Sponsored 11/21/2025
Rep. Pingree, Chellie [D-ME-1]
ME • D
Sponsored 11/21/2025
Rep. Horsford, Steven [D-NV-4]
NV • D
Sponsored 11/21/2025
Rep. Lofgren, Zoe [D-CA-18]
CA • D
Sponsored 11/21/2025
Rep. Larson, John B. [D-CT-1]
CT • D
Sponsored 3/17/2026
Rep. Vindman, Eugene Simon [D-VA-7]
VA • D
Sponsored 3/18/2026
Roll Call Votes
No roll call votes available for this bill.
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