HR7828119th CongressWALLET

Supplemental Security Income Restoration Act of 2026

Sponsored By: Representative Grijalva

Introduced

Summary

Expands and modernizes Supplemental Security Income (SSI) to increase access and boost payments for low-income older adults and people with disabilities. This bill would raise income and resource limits, eliminate the marriage penalty, index benefits to a Consumer Price Index for the elderly (CPI-E), and extend SSI coverage to several U.S. territories while excluding certain tribal and state tax credits from countable income.

Show full summary
  • Low-income seniors and people with disabilities: The bill would substantially raise the income exclusion, earned income exclusion, and resource limits and peg future adjustments to CPI-E. It would exclude in-kind support and some retirement accounts from resources and extend an exclusion period from 9 months to 21 months.
  • Married couples and households: It would remove the marriage-based benefit penalty by tying post-2026 payments to a single schedule. Unmarried benefits would be linked to the Federal poverty guideline and married benefits would equal twice the unmarried amount.
  • Territories and tribal communities: The bill would extend SSI to Puerto Rico, the U.S. Virgin Islands, Guam, and American Samoa, lift payment caps to those jurisdictions, treat U.S. nationals like citizens for eligibility, and exclude Indian general welfare benefits from income and resources.

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Bill Overview

Analyzed Economic Effects

5 provisions identified: 3 benefits, 1 costs, 1 mixed.

Higher SSI checks and limits

If enacted, this would raise key SSI dollar rules and make benefits larger for many low-income seniors and people with disabilities. The earned income exclusion would be $6,149 in 2026 and the general exclusion $1,892 in 2026. The individual resource limit would be $20,000 and the couple limit $10,000 in 2026, all indexed each year using a CPI-E formula. For years after 2026, the basic SSI payment for a single person would be tied to the previous year’s poverty guideline and reduced by nonexcluded income; the married amount would be twice that single amount reduced by both spouses’ nonexcluded income.

Sponsor cash not counted as income

If enacted, this would stop counting sponsor cash support as the immigrant's income when that cash duplicates amounts already counted under income deeming. The rule applies only during the first five years after the person enters the United States. This would help some recent entrants avoid double-counting and better qualify for SSI or receive higher payments.

SSI for Puerto Rico and Territories

If enacted, this would extend federal SSI to Puerto Rico, the U.S. Virgin Islands, Guam, and American Samoa. The bill would treat United States nationals of those places like citizens for SSI and remove prior payment limits to those jurisdictions. The Social Security Commissioner could waive or change certain rules to adapt SSI for those territories.

SSI changes start delayed one year

If enacted, the amendments in this Act would take effect on the first day of the first calendar month after the one-year period that begins on the date of enactment. That would delay when new SSI eligibility, payment, and resource rules apply to households.

Simpler rules for past-due SSI money

If enacted, this would repeal the law that created special dedicated accounts for past-due SSI and say money moved from those accounts would not count as income or resources for SSI or other federal, state, or local programs. The bill would also remove the rule that certain SSI payments must be made in installments. The law would drop a statutory penalty for giving away resources for less than fair market value and instead require Social Security to tell applicants about the Medicaid rule and share disposal information with State Medicaid agencies.

Sponsors & CoSponsors

Sponsor

Grijalva

AZ • D

Cosponsors

  • Balint

    VT • D

    Sponsored 3/5/2026

  • Carson

    IN • D

    Sponsored 3/5/2026

  • Del. Norton, Eleanor Holmes [D-DC-At Large]

    DC • D

    Sponsored 3/5/2026

  • Jayapal

    WA • D

    Sponsored 3/5/2026

  • Lee (PA)

    PA • D

    Sponsored 3/5/2026

  • Lieu

    CA • D

    Sponsored 3/5/2026

  • Moore (WI)

    WI • D

    Sponsored 3/5/2026

  • Del. Moylan, James C. [R-GU-At Large]

    GU • R

    Sponsored 3/5/2026

  • Pingree

    ME • D

    Sponsored 3/5/2026

  • Del. Plaskett, Stacey E. [D-VI-At Large]

    VI • D

    Sponsored 3/5/2026

  • Schakowsky

    IL • D

    Sponsored 3/5/2026

  • Soto

    FL • D

    Sponsored 3/5/2026

  • Stansbury

    NM • D

    Sponsored 3/5/2026

  • Titus

    NV • D

    Sponsored 3/5/2026

  • Tlaib

    MI • D

    Sponsored 3/5/2026

  • Gomez

    CA • D

    Sponsored 3/12/2026

Roll Call Votes

No roll call votes available for this bill.

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