S2327119th CongressWALLET

Federal Reserve Transparency Act of 2025

Sponsored By: Senator Rand Paul

Introduced

Summary

This bill would require a comprehensive audit of the Federal Reserve. It would broaden what the audit can examine and force a timed report of findings and recommendations to Congress.

Show full summary
  • Congress and oversight: The Comptroller General would be required to finish the audit within 12 months and submit the audit report to Congress within 90 days after completion.
  • Federal Reserve institutions and programs: The bill would remove a limitation in section 714 and make special‑purpose vehicles and other entities created under section 13(3) auditable when they were previously excluded.
  • Public transparency and accountability: The audit must include findings, conclusions, and recommendations for legislative or administrative action and be made available to key congressional leaders and Members on request.

Your PRIA Score

Score Hidden

Personalized for You

How does this bill affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

New audit and disclosure rules for Fed

If enacted, the Comptroller General would have to finish an audit of the Federal Reserve Board and Federal Reserve Banks within 12 months of enactment. Within 90 days after the audit, the Comptroller General would send Congress a report with findings, conclusions, and any recommendations and make the report available to leaders and any Member who asks. The bill would also change Fed audit and disclosure rules by striking subsection (f) of 31 U.S.C. 714, updating cross-references, and redefining "program or facility" to include special purpose vehicles tied to emergency lending. Those other changes could narrow which Fed emergency lending entities and transactions are auditable or publicly disclosed.

Sponsors & CoSponsors

Sponsor

Rand Paul

KY • R

Cosponsors

  • Rick Scott

    FL • R

    Sponsored 7/17/2025

  • Marsha Blackburn

    TN • R

    Sponsored 7/17/2025

  • James Risch

    ID • R

    Sponsored 7/17/2025

  • Ted Cruz

    TX • R

    Sponsored 7/17/2025

  • Todd Young

    IN • R

    Sponsored 7/17/2025

  • John Barrasso

    WY • R

    Sponsored 7/17/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
Back to Legislation

Take It Personal

Get Your Personalized Policy View

Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.

Already have an account? Sign in