S3459119th CongressWALLET

Support Small Business Growth Act of 2025

Sponsored By: Senator Sen. Ossoff, Jon [D-GA]

Introduced

Summary

Creates a time-limited payroll tax deduction that rewards small employers who designate their lowest-paid full-time workers. This new Section 177 would let eligible small businesses claim an extra payroll deduction per designated employee in addition to ordinary business deductions.

Show full summary
  • Small businesses with no more than 15 full-time employees that meet the gross receipts test could qualify. Employers must certify they meet these limits.
  • Employers designate the lowest-paid full-time workers and must exclude highly compensated employees. For each designated worker the deduction equals the lesser of 12% of wages or a wage cap that starts at $8,000.
  • The deduction applies to tax years beginning in 2026 and the allowed number of designated employees phases down to zero by 2033.

Your PRIA Score

Score Hidden

Personalized for You

How does this bill affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Payroll tax break for small businesses

If enacted, qualified small businesses would be able to claim a new payroll-related tax deduction on top of their regular business deduction. To qualify, a business must have 15 or fewer full-time employees at year end, meet the gross receipts test, and certify this to the IRS. The employer would pick a limited number of its lowest-paid full-time workers, excluding highly compensated workers. For each picked worker, the deduction would equal the lesser of 12% of that worker's wages or a per-worker cap. The number of picked workers phases down by year: 10 for tax years beginning 2026–2030; 8 for 2031; 6 for 2032; 4 for 2033; and 0 after 2033. The caps are tiered: most slots get $8,000 each, one extra slot can get $6,000, and one extra slot can get $4,000. The rule would apply to tax years beginning after December 31, 2025.

Free Policy Watch

You just read the policy. Now see what it costs you.

Pick a topic. PRIA runs your household against live legislation and sends you a free personalized readout.

Pick a topic to get started

Sponsors & CoSponsors

Sponsor

Sen. Ossoff, Jon [D-GA]

GA • D

Cosponsors

  • Cindy Hyde-Smith

    MS • R

    Sponsored 12/11/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
Back to Legislation

Take It Personal

Get Your Personalized Policy View

Take the PRIA Score to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.

Already have an account? Sign in