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VermontH.1062025-2026 SessionHouseWALLET

An act relating to selling real property within a FEMA mapped flood hazard area

Sponsored By: Thomas S Stevens (Democratic)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Buyers can cancel or sue for missing flood info

Beginning September 1, 2025, if required flood information is not provided, the buyer can cancel. The buyer must cancel before title transfers or before moving in, whichever happens first. Buyers may sue to recover damages and reasonable lawyer fees. If the seller knowingly hid the info, buyers may seek punitive damages.

Buyers get key flood-risk details

Beginning September 1, 2025, buyers get key flood-risk details before the sale contract. Sellers must give a copy or link to the community’s FEMA flood map, or say no map exists. Sellers must say if the property flooded or had flood damage while they owned it, including erosion or landslide. Sellers must say if they have flood insurance, or if law requires it.

Seller protections for flood disclosures

Beginning September 1, 2025, sellers are not liable for disclosure mistakes based on a written report from an agency or licensed expert. The seller must have reasonably believed the report was correct and given it to the buyer. Not following these disclosure rules does not make the title unmarketable.

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Sponsors & Cosponsors

Sponsor

  • Thomas S Stevens

    Democratic • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. House message: Governor approved bill on June 11, 2025

    6/13/2025Senate

  2. Signed by Governor on June 11, 2025

    6/11/2025House

  3. Delivered to the Governor on June 5, 2025

    6/5/2025House

  4. House message: House concurred in Senate proposal of amendment

    5/29/2025Senate

  5. Senate proposal of amendment concurred in

    5/28/2025House

  6. Rules suspended and taken up for immediate consideration as moved by Rep. McCoy of Poultney

    5/28/2025House

  7. Notice Calendar: Senate Proposal of Amendment

    5/28/2025House

  8. Senate Message: Passed in concurrence with proposal of amendment

    5/23/2025House

  9. Read 3rd time & passed in concurrence with proposal of amendment

    5/22/2025Senate

  10. New Business/Third Reading

    5/22/2025Senate

  11. 3rd reading ordered

    5/21/2025Senate

  12. Proposal of amendment by Committee on Economic Development, Housing and General Affairs agreed to

    5/21/2025Senate

  13. Read 2nd time, reported favorably with proposal of amendment by Senator Weeks for Committee on Economic Development, Housing and General Affairs

    5/21/2025Senate

  14. Favorable report with proposal of amendment by Committee on Economic Development, Housing and General Affairs

    5/21/2025Senate

  15. New Business/Second Reading

    5/21/2025Senate

  16. Favorable report with proposal of amendment by Committee on Economic Development, Housing and General Affairs

    5/20/2025Senate

  17. Second Reading

    5/20/2025Senate

  18. Entered on Notice Calendar

    5/20/2025Senate

  19. Committee on Judiciary relieved; bill committed to Committee on Economic Development, Housing and General Affairs on motion of Senator Hashim

    4/17/2025Senate

  20. Read 1st time & referred to Committee on Judiciary

    4/2/2025Senate

  21. Read third time and passed

    3/28/2025House

  22. Action Calendar: Third Reading

    3/28/2025House

  23. Third Reading ordered

    3/27/2025House

  24. Report of Committee on General and Housing agreed to

    3/27/2025House

  25. Rep. Dolgin of St. Johnsbury reported for the Committee on General and Housing

    3/27/2025House

Bill Text

  • As Enacted (ACT 52)

    6/17/2025

    PDF

  • As Passed by Both Chambers

    6/2/2025

    PDF

  • As Passed by Both Chambers (Unofficial)

    6/2/2025

    PDF

  • Senate Proposal of Amendment

    5/27/2025

    PDF

  • Senate Proposal of Amendment (Unofficial)

    5/27/2025

    PDF

  • As Passed by the House

    4/2/2025

    PDF

  • As Passed by the House (Unofficial)

    4/2/2025

    PDF

  • As Introduced

    1/27/2025

    PDF

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