Government Makes 'Bomb Cyclone' Official Disaster Because Weather Names
Published Date: 1/2/2025
Notice
Summary
Washington State got hit by a Bomb Cyclone from November 17-25, 2024, causing damage mainly in King County and nearby areas. The government declared it a disaster, opening the door for low-interest loans to help homeowners, businesses, and nonprofits recover. You’ve got until February 21, 2025, to apply for physical damage loans and until September 23, 2025, for economic injury loans—so don’t wait!
Analyzed Economic Effects
5 provisions identified: 5 benefits, 0 costs, 0 mixed.
Low‑Interest Disaster Loans for Homeowners
If your home in the declared areas was damaged by the Bomb Cyclone from November 17–25, 2024, you can apply for an SBA physical damage loan by February 21, 2025. Homeowner interest rates are 5.125% if you have credit available elsewhere and 2.563% if you do not; apply at the MySBA Loan Portal (https://lending.sba.gov).
Disaster Repair Loans for Businesses
Businesses in the declared Washington areas can apply for SBA physical damage loans until February 21, 2025 to repair property damaged during November 17–25, 2024. Interest rates listed are 8.000% for businesses with credit available elsewhere and 4.000% for businesses without credit available elsewhere; apply via https://lending.sba.gov.
Nonprofit Organizations Eligible for Disaster Loans
Nonprofit organizations in the declared Washington areas can apply for SBA physical damage loans (deadline February 21, 2025) and for Economic Injury Disaster Loans (deadline September 23, 2025). Interest rates shown for nonprofits are 3.625% for both physical damage (with or without credit available elsewhere) and for EIDL (without credit available elsewhere).
Economic Injury Disaster Loans (EIDL) Available
Businesses and small agricultural cooperatives in the declared Washington areas may apply for EIDLs for economic injury caused by the November 17–25, 2024 Bomb Cyclone until September 23, 2025. The listed EIDL interest rates are 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for non‑profits without credit available elsewhere; apply at https://lending.sba.gov.
Who Is Eligible — Counties and Dates
The SBA declared a disaster for Washington on December 23, 2024 for the Bomb Cyclone that occurred November 17–25, 2024. The primary county named is King; contiguous eligible counties are Chelan, Kitsap, Kittitas, Pierce, Snohomish, and Yakima — only properties and businesses in these declared areas are identified as adversely affected for the loans.
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