New Flood Zones Announced: Review Your Property Risks
Published Date: 3/12/2025
Notice
Summary
Some communities have new or updated flood risk maps because of better science and data. These changes affect flood insurance rules, so if you live or own property in these areas, your insurance might change. The updates take effect soon, so check your community’s new flood zone info to stay protected and avoid surprises.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Updated Flood Maps May Change Insurance
Some communities have revised flood maps (changes to Base Flood Elevations, base flood depths, Special Flood Hazard Area boundaries, zone designations, or regulatory floodways). If you live in or own property in one of these listed communities, your flood insurance coverage or rules may change when the new maps take effect.
New Community Number Required For Policies
FEMA updated the Flood Insurance Rate Maps and states that the current effective community number shown in the notice's table must be used for all new flood insurance policies and renewals for those communities.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-11826 — Agency Information Collection Activities: Proposed Collection, Comment Request; FEMA Inspection and Claims Forms
FEMA wants to update its inspection and claims forms to make things easier and faster for people applying for disaster help. This affects anyone filing a claim or getting an inspection after a disaster. They’re asking for your feedback before making changes, with no new costs or deadlines yet.
2026-11664 — Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your flood insurance rates or requirements might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
2026-11672 — Final Flood Hazard Determinations
FEMA has finalized updates to flood risk maps for certain communities, changing flood zones and water levels that affect flood insurance rules. Homeowners, renters, and local governments in these areas will need to follow new flood safety rules starting August 4, 2026. These changes could impact insurance costs and building requirements, so it’s a good idea to check the updated maps online or at local offices.
2026-11676 — Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities based on new science, which could change flood zones and insurance rules. If you live or own property in these areas, your flood insurance costs or requirements might change soon. You have 90 days after local notice to ask for a review before the updates become final.
2026-11675 — Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
2026-11679 — Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for several communities, which could change flood zones and insurance rules. If you live or own property in these areas, these changes might affect your flood insurance costs and building rules. You have until September 9, 2026, to review and comment on the proposed updates before they become official.
Previous / Next Documents
Previous: 2025-03891 — Changes in Flood Hazard Determinations
Some communities have new flood risk maps that change where floods might happen and how deep they could be. These updates affect homeowners, businesses, and local officials by changing flood insurance rules and costs. The changes are official now, so folks should check their flood zones and insurance soon to stay protected and avoid surprises.
Next: 2025-03893 — Changes in Flood Hazard Determinations
Some communities have new flood risk updates based on better science, changing flood zones and water levels on official maps. If you live or own property in these areas, your flood insurance rules and costs might change soon. These updates kick in with new policies and renewals, so keep an eye on your community’s flood map number to stay ahead!