FEMA Updates Flood Hazard Determinations for Select Communities
Published Date: 3/12/2025
Notice
Summary
FEMA is updating flood maps for certain communities using new science to better show flood risks. If you live or own property in these areas, your flood insurance rules might change, possibly affecting costs. You have 90 days after local notice to ask for a review before changes become final.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 0 costs, 2 mixed.
Flood-map updates may change insurance costs
FEMA updated Flood Insurance Rate Maps (FIRMs) and, where applicable, Flood Insurance Study (FIS) reports for listed communities to reflect changes in Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway via Letters of Map Revision (LOMRs). If you live in or own property in those listed communities, your flood insurance requirements and costs might change when those map revisions are finalized on the dates shown in the table below.
Community rules tied to NFIP participation
The revised FIRM and FIS report are the basis of the floodplain management measures a community is required either to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). These flood hazard determinations, together with the floodplain management criteria required by 44 CFR 60.3, are the minimum standards the notice requires communities to meet.
90-day window to request reconsideration
Starting from the date of the second publication of notification in a local newspaper, any person has 90 days to request through the community that the Deputy Associate Administrator for Insurance and Mitigation reconsider the flood hazard changes. Requests for reconsideration must be submitted to the Chief Executive Officer of the community listed in the table.
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Key Dates
Department and Agencies
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Previous / Next Documents
Previous: 2025-03892, Changes in Flood Hazard Determinations
Heads up, communities! FEMA is updating flood maps with new flood risk info based on fresh science. If you live or own property in these areas, your flood insurance rules might change soon, so check the new maps online or locally. You’ve got 90 days after local notices to ask for a review if you think the changes aren’t right—these updates could affect your insurance costs and safety plans.
Next: 2025-03894, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for several communities, which could change flood zones and base flood levels. If you live or own property in these areas, these changes might affect your flood insurance and building rules. You’ve got until June 10, 2025, to share your thoughts before the updates become official.