FDIC shelves brokered deposit and big bank rules
Published Date: 3/14/2025
Proposed Rule
Summary
The FDIC is hitting pause and withdrawing its earlier plans to change rules about brokered deposits, corporate governance for big banks, and bank control changes. This means banks with $10 billion or more won’t see new rules from these proposals anytime soon. If the FDIC wants to revisit these topics, they’ll start fresh with new proposals down the road.
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
Brokered deposits proposal withdrawn
The FDIC withdrew its proposed rule on brokered deposits that was published on August 23, 2024. The withdrawal is effective March 14, 2025, and the FDIC says it no longer intends to issue a final rule on that proposal unless it first publishes a new proposed rule.
Corporate governance rule for $10B+ banks withdrawn
The FDIC withdrew its proposed corporate governance and risk-management rule for FDIC‑supervised institutions with $10 billion or more in total consolidated assets that was published on October 11, 2023. The withdrawal is effective March 14, 2025, and no final rule from that proposal will be issued unless the FDIC publishes a new proposed rule.
Change-in-bank-control filing change withdrawn
The FDIC withdrew its August 19, 2024 proposed change to the Change in Bank Control Act regulations, effective March 14, 2025. The proposal would have removed an exemption and required some investors to file notices with both the FDIC and the Federal Reserve, but the FDIC says it will not pursue that final rule unless it publishes a new proposed rule.
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Key Dates
Department and Agencies
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