DoD Surveys Borrowers About Credit Protections for Military Families
Published Date: 6/18/2025
Notice
Summary
The Department of Defense is asking for public feedback by July 18, 2025, on a plan to keep protecting military members and their families from unfair credit terms. This info collection helps lenders follow rules that limit costly credit offers to service members. About 37,500 people respond, with quick 30-second checks, making sure the system stays fair without costing extra money or time.
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Continued Disclosures Protecting Service Members
If you are a member of the Armed Forces or a dependent, creditors must continue to provide the disclosures required by 10 U.S.C. 987(c)(1) and may perform discretionary checks of covered-borrower status under 32 CFR 232.5(b)(2) when extending consumer credit. The Department of Defense submitted this information collection (OMB Control Number 0704-0444) for clearance and says it covers about 37,500 respondents with about 238,012,500 annual responses, each taking an average of 30 seconds. Public comments on the submission are due by July 18, 2025.
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Key Dates
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