Administrative Declaration of a Disaster for the State of California
Published Date: 2/6/2026
Notice
Summary
California’s Humboldt County and nearby areas got hit hard by storms and flooding from December 31, 2025, to January 5, 2026. The government declared a disaster, opening the door for low-interest loans to help homeowners, businesses, and nonprofits recover. You’ve got until April 6, 2026, to apply for physical damage loans and until November 3, 2026, for economic injury loans—so don’t wait!
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
Low‑Interest Disaster Loans for Homeowners
If you own a home in Humboldt County (and the nearby affected areas listed), you can apply for an SBA physical disaster loan for storm and flood damage. Interest rates are 5.750% for homeowners with credit available elsewhere and 2.875% for homeowners without credit available elsewhere. You must apply by April 6, 2026 using the MySBA Loan Portal.
Physical Disaster Loans for Businesses and Nonprofits
If you run a business or a private nonprofit in Humboldt County or the listed contiguous counties, you can apply for SBA physical disaster loans for property damage from the December 31, 2025–January 5, 2026 incident. Interest rates are 8.000% for businesses with credit available elsewhere and 4.000% for businesses without; private non‑profits have rates listed at 3.625%. Apply by April 6, 2026 via the MySBA Loan Portal.
Economic Injury (EIDL) Loans for Affected Businesses
Businesses, small agricultural cooperatives, and private non‑profits in the affected counties may apply for Economic Injury Disaster Loans (EIDL) to cover working capital losses from the disaster. Interest rates include 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for private non‑profits without credit available elsewhere. The EIDL application deadline is November 3, 2026 via the MySBA Loan Portal.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-10339 — Brightwood Capital SBIC III, LP, Brightwood Capital SBIC IV, LP; Notice Seeking Exemption Under Section 312 of the Small Business Investment Act, Conflicts of Interest
Brightwood Capital SBIC III and IV want to give money to Image One Industries to help it grow, but because some related companies already own a big chunk of Image One, this deal counts as a conflict of interest. They’re asking for a special exemption to make this financing happen. People have 15 days from May 22, 2026, to share their thoughts before the final decision.
2026-10180 — Disaster Declaration #21596 and #21597; ILLINOIS Disaster Number IL-20025]
A big storm and tornado hit parts of Illinois on April 17, 2026, causing damage and economic trouble. The Small Business Administration declared a disaster, opening the door for loans to help homeowners, businesses, and nonprofits recover. If you’re affected in Stephenson or nearby counties, you can apply for physical damage loans by July 17, 2026, and economic injury loans until February 18, 2027.
2026-09875 — Administrative Declaration Amendment of a Disaster for the State of Texas
Texas is getting extra help after severe storms and tornadoes hit from April 24 to May 1, 2026. The disaster declaration now includes Victoria and nearby counties, opening the door for more businesses and residents to apply for loans. Physical loan applications are due by July 6, 2026, and economic injury loans by February 8, 2027—so don’t miss out on the support!
2026-09384 — Administrative Declaration of a Disaster for the State of Texas
Texas got hit hard by storms and tornadoes from April 24 to May 1, 2026, and now the government is stepping in with disaster loans to help folks and businesses bounce back. If you live in Parker, Wise, or nearby counties, you can apply for low-interest loans to fix damage or cover lost income. Act fast—physical damage loan applications close July 6, and economic injury loans are available until February 8, 2027.
2026-08987 — Administrative Declaration of a Disaster for the State of Oklahoma
Oklahoma got hit hard by tornadoes and strong winds on April 23, 2026, and now the government is stepping in with disaster loans to help folks bounce back. If you live in Garfield or nearby counties, you can apply for physical damage loans by June 30, 2026, or economic injury loans by February 1, 2027. These loans come with low-interest rates to make recovery easier and faster!
2026-08905 — SBIC License Issuance
The Small Business Administration just gave new licenses to four investment companies that help small businesses grow. These companies can now borrow up to twice the money they’ve raised to invest in small businesses. This update, effective since August 2023, shows who got licensed and when, helping small businesses get more funding faster.
Previous / Next Documents
Previous: 2026-02441 — Sentencing Guidelines for United States Courts
The United States Sentencing Commission is proposing changes to the rules judges use to decide federal criminal sentences. These updates could affect anyone involved in federal court cases and might change how past sentences are handled. People have until March 18, 2026, to share their thoughts, and a public hearing might happen soon after.
Next: 2026-02443 — Administrative Declaration of a Disaster for the State of California
California got hit by a big storm in late December 2025, and now the government is stepping in to help! If you live or run a business in certain counties, you can apply for disaster loans to fix damage or cover lost income. Act fast—physical damage loans are open until April 6, 2026, and economic injury loans until November 3, 2026.