Administrative Declaration of a Disaster for the State of California
Published Date: 2/6/2026
Notice
Summary
California got hit by a big storm in late December 2025, and now the government is stepping in to help! If you live or run a business in certain counties, you can apply for disaster loans to fix damage or cover lost income. Act fast—physical damage loans are open until April 6, 2026, and economic injury loans until November 3, 2026.
Analyzed Economic Effects
5 provisions identified: 4 benefits, 1 costs, 0 mixed.
SBA Disaster Loans Available
If you live, work, or run a business in the listed affected counties you can apply for SBA disaster loans because of the 2025 late December storm. The declaration names Primary Counties: San Bernardino and Shasta, and Contiguous Counties in California (Inyo, Kern, Lassen, Los Angeles, Modoc, Orange, Plumas, Riverside, Siskiyou, Tehama, Trinity), Arizona (La Paz, Mohave), and Nevada (Clark).
Physical Damage Loan Deadline
If you need a physical damage loan for storm-related property damage, you must apply by April 6, 2026. The disaster incident period is December 16, 2025 through December 26, 2025, and physical damage loans relate to damage during that period.
Economic Injury (EIDL) Deadline
If your business suffered economic injury (lost income) from the storm, you can apply for SBA Economic Injury Disaster Loans (EIDL) through November 3, 2026.
Loan Interest Rates Specified
The notice lists interest rates for disaster loans: Physical Damage — Homeowners with credit available elsewhere 5.750%, homeowners without credit available elsewhere 2.875%; Businesses with credit available elsewhere 8.000%, without credit available elsewhere 4.000%; Private non-profits with/without credit available elsewhere 3.625%. For Economic Injury — businesses and small agricultural cooperatives without credit available elsewhere 4.000%, private non-profits without credit available elsewhere 3.625%.
How To Apply and Contact Info
You can apply online at the MySBA Loan Portal (https://lending.sba.gov) or in person at locally announced locations. For help, contact the SBA disaster assistance customer service center at 1-800-659-2955, email [email protected], or dial 7-1-1 for telecommunications relay services.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-13866 — Fiscal Year List of Requests From States or Tribes for a Small Business Administration Disaster Declaration
The Small Business Administration shares a monthly update on disaster help requests from states and tribes for Fiscal Year 2026. This list shows who asked for aid, what disasters hit them, and when help was approved, so affected communities can get the support they need quickly. If your state or tribe faced floods, fires, storms, or other disasters, this means money and resources are on the way to help rebuild and recover.
2026-13853 — Presidential Declaration of a Major Disaster for the State of Mississippi
A major disaster was declared for Mississippi after severe storms, tornadoes, and flooding hit in early May 2026. Residents and businesses in several counties can now apply for low-interest disaster loans to help repair damage or recover lost income. Physical damage loan applications are due by August 31, 2026, and economic injury loan applications by March 30, 2027.
2026-13854 — Presidential Declaration of a Major Disaster for the State of Wisconsin
Big storms hit Wisconsin in April 2026, causing serious damage and flooding across many counties. The President declared a major disaster on June 30, opening the door for disaster loans to help homeowners, businesses, and communities recover. You’ve got until August 31, 2026, to apply for physical damage loans and until March 30, 2027, for economic injury loans—so don’t wait!
2026-13688 — SBIC License Issuance
The Small Business Administration just announced new licenses for several Small Business Investment Companies (SBICs), letting them invest more money to help small businesses grow. These licenses, effective as of May and June 2026, show how much extra funding each SBIC can leverage, ranging from no leverage to double their capital. If you’re a small business or investor, keep an eye on these fresh players ready to boost the economy!
2026-13570 — Administrative Declaration of a Disaster for the State of New York
New York got hit hard by storms and flooding starting May 20, 2026, especially Queens and nearby counties. The government declared it a disaster, so homeowners, businesses, and nonprofits can now apply for low-interest loans to fix damage or cover lost income. Act fast—physical damage loans close August 31, 2026, and economic injury loans are available until March 30, 2027.
2026-13157 — Administrative Declaration of a Disaster for the State of Pennsylvania
A big fire at Oak Forest Apartment Complex hit Berks County, Pennsylvania, and nearby areas. The government declared it a disaster on June 24, 2026, so affected homeowners, businesses, and nonprofits can apply for low-interest disaster loans to help rebuild and recover. You’ve got until August 24, 2026, to apply for physical damage loans and until March 24, 2027, for economic injury loans—so don’t wait!
Previous / Next Documents
Previous: 2026-02442 — Administrative Declaration of a Disaster for the State of California
California’s Humboldt County and nearby areas got hit hard by storms and flooding from December 31, 2025, to January 5, 2026. The government declared a disaster, opening the door for low-interest loans to help homeowners, businesses, and nonprofits recover. You’ve got until April 6, 2026, to apply for physical damage loans and until November 3, 2026, for economic injury loans—so don’t wait!
Next: 2026-02445 — Agency Information Collection Request: OPM E-File System
The Office of Personnel Management (OPM) is launching a new online system called the OPM E-File System to help people file and track their appeals more easily. This change affects anyone who needs to submit appeals related to job classifications, pay, leave, or other work issues. Comments on this new system are open until April 7, 2026, and OPM wants your feedback to make sure it works well without costing extra time or money.