Washington Gets Disaster Aid After Stormy December Chaos
Published Date: 4/16/2026
Notice
Summary
The President declared a major disaster for Washington after severe storms caused floods, landslides, and wind damage in December 2025. People and businesses in many counties and tribal areas can now apply for disaster loans to help recover, with physical damage loan applications due by June 10, 2026, and economic injury loans available until January 7, 2027. This means financial help is on the way to get Washington back on its feet!
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
Physical Damage Recovery Loans Available
If your home, business property, or nonprofit was damaged by the December 5–19, 2025 storms, you can apply for SBA physical disaster loans. Residents and entities in the primary counties (Chelan, Grays Harbor, King, Lewis, Pacific, Pierce, Skagit, Snohomish, Thurston, Whatcom) and listed tribal areas may apply online at https://lending.sba.gov; physical damage loan applications are due by June 10, 2026. Interest rates listed include 5.750% for homeowners with credit available elsewhere and 2.875% for homeowners without credit available elsewhere; business rates listed include 8.000% (with credit) and 4.000% (without credit).
Economic Injury (EIDL) Loans for Affected Businesses
Small businesses, small agricultural cooperatives, and eligible private nonprofits in the primary and contiguous counties of Washington may apply for Economic Injury Disaster Loans (EIDL) to cover working capital losses from the December 5–19, 2025 incident. EIDL applications are available online and the deadline to apply is January 7, 2027; eligible contiguous counties include Cowlitz, Douglas, Island, Jefferson, Kitsap, Kittitas, Mason, Okanogan, San Juan, Skamania, Wahkiakum, and Yakima. Interest rates for economic injury loans include 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for private nonprofit organizations without credit available elsewhere.
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