Fed Eyes Missouri Bank Buyout: Comment by Halloween?

2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework

Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.

2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework

The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.

2026-20887, Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Some companies want to become bank holding companies or buy banks, and the Federal Reserve is checking their applications. If you want to share your thoughts, you have until November 12, 2026, to send comments. This affects banks and their owners, and could change who controls certain banks, with no direct cost to the public but big moves in the banking world.

2026-20886, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If you want to buy shares in a bank or bank holding company, you need to tell the Federal Reserve first. They check to make sure everything’s fair and safe before you can take control. If you’re interested, you have until October 28, 2026, to share your thoughts about these deals—so don’t wait!

Previous: 2026-21091, Privacy Act of 1974; System of Records

The Farm Credit Administration is updating its records system that handles info about non-payroll employees, like benefits and support programs. This change affects current and future non-payroll staff and improves how their data is stored and protected. You can share your thoughts by November 14, 2026, before the update goes live on November 24, 2026.

Next: 2026-21093, Privacy Act of 1974; System of Records

The Farm Credit Administration is updating its Biographical Files system to better protect and clarify how it handles personal info about its officials. If you’re interested, you can comment on these changes until November 16, 2026. The updates kick in on November 24, 2026, with no extra costs involved—just clearer rules and stronger privacy safeguards.