FDIC Seeks Comments on Renewing Bank Insurance Claim Forms
Published Date: 10/26/2026
Notice
Summary
The FDIC wants to renew some important forms used by people and businesses with bank deposits to process insurance claims. They’re asking for your thoughts by December 28, 2026, to keep things running smoothly without adding extra hassle or costs. This is all about making sure the paperwork stays clear and easy for everyone involved.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 2 costs, 0 mixed.
Retail Forex Recordkeeping Obligations
If an FDIC‑supervised insured state nonmember bank or state savings association chooses to engage in retail foreign exchange transactions, it must comply with mandatory recordkeeping, reporting, and disclosure rules under 12 CFR part 349. The FDIC estimates a total annual burden of 1,624 hours for these collections. The collection implements section 742(c)(2) of the Dodd‑Frank Act and remains unchanged from the prior estimate.
Swap-Entity Margin/Capital Recordkeeping
FDIC-insured state‑chartered banks or savings associations that are registered swap entities must comply with reporting and recordkeeping under 12 CFR part 349 subpart A. The total estimated annual burden for the information collections is 630 hours, an increase of 125 hours from the 2023 estimate; OMB No. 3064-0204 is set to expire on December 31, 2026.
Renewal of Deposit-Claim Forms
The FDIC will renew 18 forms, declarations, and affidavits used to process deposit insurance claims when an insured bank is closed. The collection has a total estimated annual burden of 78 hours and includes specific forms (for example, a Claimant Verification form with 101 annual responses at 30 minutes each) that are required to obtain an insurance payment. Comments on the renewal are due by December 28, 2026.
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