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114-hr-2896114th Congress

TAILOR Act of 2015

Sponsored By: Representative Tipton, Scott R. [R-CO-3]

Unknown

Summary

Taking Account of Institutions with Low Operation Risk Act of 2015 or the TAILOR Act of 2015 This bill directs the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Consumer Financial Protection Bureau (federal financial institutions regulatory agencies) to: take into consideration the risk profile and business models of institutions subject to regulatory action; determine the necessity, appropriateness, and impact of applying that action to such institutions; and tailor regulatory action so as to limit the burden of regulatory compliance as befits the risk profile and business model involved. The federal financial institutions regulatory agencies shall also consider: the impact that such regulatory action has upon the ability of the institution to flexibly serve evolving and diverse customer needs, the potential unintended impact of examination manuals or other regulatory directives that work in conflict with the tailoring of such regulatory action, and the underlying policy objectives of the regulatory action and statutory scheme involved. In addition, a federal financial institutions regulatory agency must disclose in every notice of a proposed and final rulemaking for a regulatory action how it has applied this Act. The Financial Institutions Examination Council shall report to Congress on the extent to which regulatory actions tailored pursuant to this Act result in differential regulation of similarly-situated institutions of diverse charter types with respect to comparable regulations. The agencies must also apply the requirements of this Act to all regulations adopted five years before the introduction of this Act and ending on the date of its enactment.

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & CoSponsors

Sponsor

Tipton, Scott R. [R-CO-3]

CO • R

Cosponsors

  • Rep. Barr, Andy [R-KY-6]

    KY • R

    Sponsored 6/25/2015

  • Rep. Farenthold, Blake [R-TX-27]

    TX • R

    Sponsored 7/9/2015

  • Rep. Blum, Rod [R-IA-1]

    IA • R

    Sponsored 7/10/2015

  • Rep. Coffman, Mike [R-CO-6]

    CO • R

    Sponsored 7/10/2015

  • Rep. Walters, Mimi [R-CA-45]

    CA • R

    Sponsored 7/10/2015

  • Rep. Jenkins, Lynn [R-KS-2]

    KS • R

    Sponsored 7/22/2015

  • Rep. Emmer, Tom [R-MN-6]

    MN • R

    Sponsored 7/22/2015

  • Rep. Bridenstine, Jim [R-OK-1]

    OK • R

    Sponsored 7/22/2015

  • Rep. Kelly, Mike [R-PA-16]

    PA • R

    Sponsored 7/22/2015

  • ANDER CRENSHAW

    FL • R

    Sponsored 7/22/2015

  • Sen. Cramer, Kevin [R-ND]

    ND • R

    Sponsored 7/22/2015

  • Rep. Posey, Bill [R-FL-8]

    FL • R

    Sponsored 7/22/2015

  • Rep. Poliquin, Bruce [R-ME-2]

    ME • R

    Sponsored 7/22/2015

  • Rep. Gosar, Paul A. [R-AZ-9]

    AZ • R

    Sponsored 7/22/2015

  • Rep. Pompeo, Mike [R-KS-4]

    KS • R

    Sponsored 7/22/2015

  • Rep. Russell, Steve [R-OK-5]

    OK • R

    Sponsored 7/22/2015

  • Rep. Cole, Tom [R-OK-4]

    OK • R

    Sponsored 7/22/2015

  • Rep. Hurt, Robert [R-VA-5]

    VA • R

    Sponsored 7/22/2015

  • Rep. Smith, Adrian [R-NE-3]

    NE • R

    Sponsored 7/23/2015

  • Rep. Young, David [R-IA-3]

    IA • R

    Sponsored 7/23/2015

  • PATRICK TIBERI

    OH • R

    Sponsored 7/28/2015

  • Rep. Duffy, Sean P. [R-WI-7]

    WI • R

    Sponsored 9/11/2015

  • Rep. Mullin, Markwayne [R-OK-2]

    OK • R

    Sponsored 9/11/2015

  • Rep. Kline, John [R-MN-2]

    MN • R

    Sponsored 9/11/2015

  • Rep. DesJarlais, Scott [R-TN-4]

    TN • R

    Sponsored 9/11/2015

  • JOHN DUNCAN

    TN • R

    Sponsored 9/11/2015

  • Rep. Paulsen, Erik [R-MN-3]

    MN • R

    Sponsored 9/11/2015

  • Rep. Walberg, Tim [R-MI-5]

    MI • R

    Sponsored 9/30/2015

  • Rep. Buchanan, Vern [R-FL-16]

    FL • R

    Sponsored 9/30/2015

  • Rep. Ross, Dennis A. [R-FL-15]

    FL • R

    Sponsored 9/30/2015

  • JOHN MICA

    FL • R

    Sponsored 10/7/2015

  • Rep. Buck, Ken [R-CO-4]

    CO • R

    Sponsored 10/8/2015

  • Rep. Brooks, Mo [R-AL-5]

    AL • R

    Sponsored 10/20/2015

  • Sen. Lummis, Cynthia M. [R-WY]

    WY • R

    Sponsored 10/20/2015

  • Rep. Love, Mia B. [R-UT-4]

    UT • R

    Sponsored 10/20/2015

  • Rep. Fincher, Stephen Lee [R-TN-8]

    TN • R

    Sponsored 10/20/2015

  • Rep. Perlmutter, Ed [D-CO-7]

    CO • D

    Sponsored 10/23/2015

  • Rep. Pittenger, Robert [R-NC-9]

    NC • R

    Sponsored 10/23/2015

  • Rep. Lamborn, Doug [R-CO-5]

    CO • R

    Sponsored 10/26/2015

  • Rep. Amodei, Mark E. [R-NV-2]

    NV • R

    Sponsored 10/26/2015

  • Rep. Joyce, David P. [R-OH-14]

    OH • R

    Sponsored 10/28/2015

  • Rep. Stivers, Steve [R-OH-15]

    OH • R

    Sponsored 11/2/2015

  • Rep. Webster, Daniel [R-FL-11]

    FL • R

    Sponsored 11/5/2015

  • Rep. Newhouse, Dan [R-WA-4]

    WA • R

    Sponsored 11/16/2015

  • Rep. Comstock, Barbara [R-VA-10]

    VA • R

    Sponsored 11/16/2015

  • Rep. Jolly, David W. [R-FL-13]

    FL • R

    Sponsored 11/18/2015

  • Rep. Ashford, Brad [D-NE-2]

    NE • D

    Sponsored 12/1/2015

  • Rep. Sensenbrenner, F. James, Jr. [R-WI-5]

    WI • R

    Sponsored 12/8/2015

  • Rep. Fortenberry, Jeff [R-NE-1]

    NE • R

    Sponsored 12/9/2015

  • WILLIAM THORNBERRY

    TX • R

    Sponsored 12/11/2015

  • Rep. Lucas, Frank D. [R-OK-3]

    OK • R

    Sponsored 12/11/2015

  • Rep. Johnson, Bill [R-OH-6]

    OH • R

    Sponsored 12/11/2015

  • Rep. Conaway, K. Michael [R-TX-11]

    TX • R

    Sponsored 12/15/2015

  • Rep. Duncan, Jeff [R-SC-3]

    SC • R

    Sponsored 12/17/2015

  • Rep. Ellmers, Renee L. [R-NC-2]

    NC • R

    Sponsored 2/23/2016

  • Rep. Chabot, Steve [R-OH-1]

    OH • R

    Sponsored 2/26/2016

  • Rep. Renacci, James B. [R-OH-16]

    OH • R

    Sponsored 2/29/2016

  • Rep. Williams, Roger [R-TX-25]

    TX • R

    Sponsored 3/1/2016

  • Rep. Boustany, Charles W., Jr. [R-LA-3]

    LA • R

    Sponsored 3/1/2016

  • Rep. Abraham, Ralph Lee [R-LA-5]

    LA • R

    Sponsored 3/1/2016

  • Rep. Bost, Mike [R-IL-12]

    IL • R

    Sponsored 3/1/2016

  • PETER KING

    NY • R

    Sponsored 3/1/2016

  • Rep. Guthrie, Brett [R-KY-2]

    KY • R

    Sponsored 3/1/2016

  • Rep. Davis, Rodney [R-IL-13]

    IL • R

    Sponsored 3/1/2016

  • Rep. Latta, Robert E. [R-OH-5]

    OH • R

    Sponsored 3/1/2016

  • Rep. Rothfus, Keith J. [R-PA-12]

    PA • R

    Sponsored 3/2/2016

  • Rep. Miller, Jeff [R-FL-1]

    FL • R

    Sponsored 3/2/2016

  • Rep. Collins, Chris [R-NY-27]

    NY • R

    Sponsored 3/14/2016

  • Rep. Turner, Michael R. [R-OH-10]

    OH • R

    Sponsored 3/14/2016

  • Rep. Graves, Garret [R-LA-6]

    LA • R

    Sponsored 3/14/2016

  • Rep. Weber, Randy K. Sr. [R-TX-14]

    TX • R

    Sponsored 3/16/2016

  • Rep. Huelskamp, Tim [R-KS-1]

    KS • R

    Sponsored 3/16/2016

  • ED ROYCE

    CA • R

    Sponsored 3/16/2016

  • Rep. Guinta, Frank C. [R-NH-1]

    NH • R

    Sponsored 3/16/2016

  • Rep. Olson, Pete [R-TX-22]

    TX • R

    Sponsored 3/16/2016

  • Rep. Shuster, Bill [R-PA-9]

    PA • R

    Sponsored 3/16/2016

  • COLLIN PETERSON

    MN • D

    Sponsored 3/16/2016

  • LAMAR SMITH

    TX • R

    Sponsored 3/17/2016

  • Rep. Marino, Tom [R-PA-10]

    PA • R

    Sponsored 3/22/2016

  • Rep. Wagner, Ann [R-MO-2]

    MO • R

    Sponsored 3/22/2016

  • Rep. Pearce, Stevan [R-NM-2]

    NM • R

    Sponsored 3/22/2016

  • Rep. Schweikert, David [R-AZ-1]

    AZ • R

    Sponsored 3/22/2016

  • Rep. Mulvaney, Mick [R-SC-5]

    SC • R

    Sponsored 3/22/2016

  • Rep. Hill, J. French [R-AR-2]

    AR • R

    Sponsored 3/22/2016

  • Rep. Neugebauer, Randy [R-TX-19]

    TX • R

    Sponsored 3/22/2016

  • Rep. Garrett, Scott [R-NJ-5]

    NJ • R

    Sponsored 3/22/2016

  • Rep. Stutzman, Marlin A. [R-IN-3]

    IN • R

    Sponsored 3/22/2016

  • Rep. Rice, Tom [R-SC-7]

    SC • R

    Sponsored 3/22/2016

  • EDWARD WHITFIELD

    KY • R

    Sponsored 3/22/2016

  • Rep. Messer, Luke [R-IN-6]

    IN • R

    Sponsored 3/22/2016

  • Rep. Lance, Leonard [R-NJ-7]

    NJ • R

    Sponsored 3/22/2016

  • Rep. Kelly, Trent [R-MS-1]

    MS • R

    Sponsored 3/23/2016

  • Rep. Carter, John R. [R-TX-31]

    TX • R

    Sponsored 3/23/2016

  • Rep. Flores, Bill [R-TX-17]

    TX • R

    Sponsored 3/23/2016

  • Rep. Calvert, Ken [R-CA-41]

    CA • R

    Sponsored 3/23/2016

  • Rep. Yoho, Ted S. [R-FL-3]

    FL • R

    Sponsored 3/23/2016

  • Rep. Sanford, Mark [R-SC-1]

    SC • R

    Sponsored 3/23/2016

  • Rep. Zinke, Ryan K. [R-MT-1]

    MT • R

    Sponsored 4/12/2016

  • Rep. McHenry, Patrick T. [R-NC-10]

    NC • R

    Sponsored 4/12/2016

  • Rep. Forbes, J. Randy [R-VA-4]

    VA • R

    Sponsored 4/14/2016

  • Rep. Murphy, Tim [R-PA-18]

    PA • R

    Sponsored 4/26/2016

  • Rep. Grothman, Glenn [R-WI-6]

    WI • R

    Sponsored 4/26/2016

  • Rep. Hudson, Richard [R-NC-9]

    NC • R

    Sponsored 4/26/2016

  • Rep. Sessions, Pete [R-TX-17]

    TX • R

    Sponsored 4/27/2016

  • Rep. Simpson, Michael K. [R-ID-2]

    ID • R

    Sponsored 5/11/2016

  • Rep. Hice, Jody B. [R-GA-10]

    GA • R

    Sponsored 5/23/2016

  • Rep. Babin, Brian [R-TX-36]

    TX • R

    Sponsored 6/9/2016

  • Rep. Walz, Timothy J. [D-MN-1]

    MN • D

    Sponsored 6/15/2016

  • Rep. Rokita, Todd [R-IN-4]

    IN • R

    Sponsored 9/26/2016

  • Rep. McKinley, David B. [R-WV-1]

    WV • R

    Sponsored 7/22/2015

  • Rep. Fitzpatrick, Michael G. [R-PA-8]

    PA • R

    Sponsored 11/2/2015

  • Rep. Jenkins, Evan H. [R-WV-3]

    WV • R

    Sponsored 3/15/2016

  • Rep. Stefanik, Elise M. [R-NY-21]

    NY • R

    Sponsored 4/14/2016

Roll Call Votes

No roll call votes available for this bill.

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