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114-hr-4172114th Congress

Credit Access and Inclusion Act of 2015

Sponsored By: Representative Ellison, Keith [D-MN-5]

Unknown

Summary

Credit Access and Inclusion Act of 2015 This bill amends the Fair Credit Reporting Act to authorize a person or the Department of Housing and Urban Development (HUD) to furnish to a consumer reporting agency information relating to the performance of a consumer in making payments: (1) under a lease agreement for a dwelling, including a lease in which HUD provides subsidized payments; or (2) pursuant to a contract for a utility or telecommunications service. Information about a consumer's usage of any utility or telecommunications services may be furnished to a consumer reporting agency only to the extent that such information relates to payment by the consumer for such services or other terms of the provision of such services, including any deposit, discount, or conditions for interruption or termination of service. An energy utility firm may not report payment information to a consumer reporting agency with respect to an outstanding balance of a consumer as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of such plan. The bill amends the Consumer Credit Protection Act to make provisions regarding civil liability to consumers of persons for willful or negligent noncompliance with requirements imposed by such Act on credit reporting agencies inapplicable to any violation of this Act.

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & CoSponsors

Sponsor

Ellison, Keith [D-MN-5]

MN • D

Cosponsors

  • Rep. Fitzpatrick, Michael G. [R-PA-8]

    PA • R

    Sponsored 12/3/2015

  • Rep. Green, Al [D-TX-9]

    TX • D

    Sponsored 12/3/2015

  • Rep. Renacci, James B. [R-OH-16]

    OH • R

    Sponsored 12/3/2015

  • Rep. Moore, Gwen [D-WI-4]

    WI • D

    Sponsored 12/3/2015

  • Rep. Duffy, Sean P. [R-WI-7]

    WI • R

    Sponsored 12/3/2015

  • Rep. Himes, James A. [D-CT-4]

    CT • D

    Sponsored 12/3/2015

  • Rep. Mulvaney, Mick [R-SC-5]

    SC • R

    Sponsored 12/3/2015

  • Rep. Carney, John C., Jr. [D-DE-At Large]

    DE • D

    Sponsored 12/3/2015

  • Rep. Pittenger, Robert [R-NC-9]

    NC • R

    Sponsored 12/3/2015

  • RUBEN HINOJOSA

    TX • D

    Sponsored 12/3/2015

  • WALTER JONES

    NC • R

    Sponsored 12/3/2015

  • Rep. Grijalva, Raúl M. [D-AZ-7]

    AZ • D

    Sponsored 12/3/2015

  • Rep. Schweikert, David [R-AZ-1]

    AZ • R

    Sponsored 12/3/2015

  • Rep. Rush, Bobby L. [D-IL-1]

    IL • D

    Sponsored 12/3/2015

  • Rep. Love, Mia B. [R-UT-4]

    UT • R

    Sponsored 12/3/2015

  • Rep. McNerney, Jerry [D-CA-9]

    CA • D

    Sponsored 12/3/2015

  • Rep. Stivers, Steve [R-OH-15]

    OH • R

    Sponsored 12/3/2015

  • Rep. Blumenauer, Earl [D-OR-3]

    OR • D

    Sponsored 12/3/2015

  • Rep. Dold, Robert J. [R-IL-10]

    IL • R

    Sponsored 12/11/2015

  • JOHN CONYERS

    MI • D

    Sponsored 1/7/2016

  • MICHAEL CAPUANO

    MA • D

    Sponsored 2/8/2016

  • Rep. Meeks, Gregory W. [D-NY-5]

    NY • D

    Sponsored 2/23/2016

  • Del. Norton, Eleanor Holmes [D-DC-At Large]

    DC • D

    Sponsored 3/14/2016

  • Rep. Kirkpatrick, Ann [D-AZ-1]

    AZ • D

    Sponsored 4/26/2016

  • Rep. Jackson Lee, Sheila [D-TX-18]

    TX • D

    Sponsored 4/28/2016

  • Rep. Sires, Albio [D-NJ-8]

    NJ • D

    Sponsored 5/3/2016

  • Rep. Norcross, Donald [D-NJ-1]

    NJ • D

    Sponsored 5/10/2016

  • Rep. Schakowsky, Janice D. [D-IL-9]

    IL • D

    Sponsored 5/16/2016

  • Rep. DeSaulnier, Mark [D-CA-10]

    CA • D

    Sponsored 5/23/2016

  • Rep. Cohen, Steve [D-TN-9]

    TN • D

    Sponsored 5/25/2016

  • Rep. Bera, Ami [D-CA-6]

    CA • D

    Sponsored 6/21/2016

  • Rep. Barr, Andy [R-KY-6]

    KY • R

    Sponsored 7/7/2016

  • Rep. Hastings, Alcee L. [D-FL-20]

    FL • D

    Sponsored 7/14/2016

  • Rep. Maloney, Carolyn B. [D-NY-12]

    NY • D

    Sponsored 9/28/2016

Roll Call Votes

No roll call votes available for this bill.

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