SIMPLE Act

Streamlining Income-driven, Manageable Payments on Loans for Education Act or the SIMPLE Act This bill amends the Higher Education Act of 1965 to revise the process for enrolling a borrower in federal student loan repayment plans when the borrower is delinquent on payments for student loans under the Direct Loan program. Specifically, the Department of Education (ED) may use the tax information of certain delinquent borrowers for purposes of calculating their income-driven repayment plan options. ED must notify those borrowers about their delinquency and repayment plan options. ED must also establish and implement procedures for automatically recertifying the income of certain delinquent borrowers for the purpose of determining their repayment obligations.