The Credit Access and Inclusion Act of 2017
Sponsored By: Representative Ellison, Keith [D-MN-5]
Unknown
Summary
Credit Access and Inclusion Act of 2017 This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan. Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.
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Bill Overview
No Economic Impacts Identified for this Bill
Sponsors & CoSponsors
Sponsor
Ellison, Keith [D-MN-5]
MN • D
Cosponsors
Rep. Pittenger, Robert [R-NC-9]
NC • R
Sponsored 1/11/2017
Rep. Maloney, Carolyn B. [D-NY-12]
NY • D
Sponsored 1/11/2017
Rep. Duffy, Sean P. [R-WI-7]
WI • R
Sponsored 1/11/2017
Rep. Green, Al [D-TX-9]
TX • D
Sponsored 1/11/2017
Rep. Stivers, Steve [R-OH-15]
OH • R
Sponsored 1/11/2017
Rep. Meeks, Gregory W. [D-NY-5]
NY • D
Sponsored 1/11/2017
Rep. Love, Mia B. [R-UT-4]
UT • R
Sponsored 1/11/2017
MICHAEL CAPUANO
MA • D
Sponsored 1/11/2017
Rep. Renacci, James B. [R-OH-16]
OH • R
Sponsored 1/11/2017
Rep. Moore, Gwen [D-WI-4]
WI • D
Sponsored 1/11/2017
WALTER JONES
NC • R
Sponsored 1/11/2017
JOHN CONYERS
MI • D
Sponsored 1/11/2017
Rep. Grijalva, Raúl M. [D-AZ-7]
AZ • D
Sponsored 1/11/2017
Rep. Schakowsky, Janice D. [D-IL-9]
IL • D
Sponsored 1/11/2017
Rep. Crist, Charlie [D-FL-13]
FL • D
Sponsored 6/20/2017
Rep. Cohen, Steve [D-TN-9]
TN • D
Sponsored 6/20/2017
Rep. Gonzalez, Vicente [D-TX-34]
TX • D
Sponsored 6/20/2017
Rep. Tipton, Scott R. [R-CO-3]
CO • R
Sponsored 6/22/2017
Rep. Barr, Andy [R-KY-6]
KY • R
Sponsored 7/3/2017
Rep. Ross, Dennis A. [R-FL-15]
FL • R
Sponsored 7/18/2017
Rep. Raskin, Jamie [D-MD-8]
MD • D
Sponsored 8/29/2017
Rep. McNerney, Jerry [D-CA-9]
CA • D
Sponsored 10/31/2017
Del. Norton, Eleanor Holmes [D-DC-At Large]
DC • D
Sponsored 11/28/2017
ED ROYCE
CA • R
Sponsored 12/7/2017
Sen. Blunt Rochester, Lisa [D-DE]
DE • D
Sponsored 12/7/2017
Rep. Johnson, Eddie Bernice [D-TX-30]
TX • D
Sponsored 12/12/2017
Rep. Cicilline, David N. [D-RI-1]
RI • D
Sponsored 12/12/2017
Rep. Watson Coleman, Bonnie [D-NJ-12]
NJ • D
Sponsored 12/12/2017
Rep. Bishop, Sanford D. [D-GA-2]
GA • D
Sponsored 12/12/2017
Rep. Messer, Luke [R-IN-6]
IN • R
Sponsored 12/22/2017
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov