115-hr-435115th Congress

The Credit Access and Inclusion Act of 2017

Sponsored By: Representative Ellison, Keith [D-MN-5]

Unknown

Summary

Credit Access and Inclusion Act of 2017 This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan. Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & CoSponsors

Sponsor

Ellison, Keith [D-MN-5]

MN • D

Cosponsors

  • Rep. Pittenger, Robert [R-NC-9]

    NC • R

    Sponsored 1/11/2017

  • Rep. Maloney, Carolyn B. [D-NY-12]

    NY • D

    Sponsored 1/11/2017

  • Rep. Duffy, Sean P. [R-WI-7]

    WI • R

    Sponsored 1/11/2017

  • Rep. Green, Al [D-TX-9]

    TX • D

    Sponsored 1/11/2017

  • Rep. Stivers, Steve [R-OH-15]

    OH • R

    Sponsored 1/11/2017

  • Rep. Meeks, Gregory W. [D-NY-5]

    NY • D

    Sponsored 1/11/2017

  • Rep. Love, Mia B. [R-UT-4]

    UT • R

    Sponsored 1/11/2017

  • MICHAEL CAPUANO

    MA • D

    Sponsored 1/11/2017

  • Rep. Renacci, James B. [R-OH-16]

    OH • R

    Sponsored 1/11/2017

  • Rep. Moore, Gwen [D-WI-4]

    WI • D

    Sponsored 1/11/2017

  • WALTER JONES

    NC • R

    Sponsored 1/11/2017

  • JOHN CONYERS

    MI • D

    Sponsored 1/11/2017

  • Rep. Grijalva, Raúl M. [D-AZ-7]

    AZ • D

    Sponsored 1/11/2017

  • Rep. Schakowsky, Janice D. [D-IL-9]

    IL • D

    Sponsored 1/11/2017

  • Rep. Crist, Charlie [D-FL-13]

    FL • D

    Sponsored 6/20/2017

  • Rep. Cohen, Steve [D-TN-9]

    TN • D

    Sponsored 6/20/2017

  • Rep. Gonzalez, Vicente [D-TX-34]

    TX • D

    Sponsored 6/20/2017

  • Rep. Tipton, Scott R. [R-CO-3]

    CO • R

    Sponsored 6/22/2017

  • Rep. Barr, Andy [R-KY-6]

    KY • R

    Sponsored 7/3/2017

  • Rep. Ross, Dennis A. [R-FL-15]

    FL • R

    Sponsored 7/18/2017

  • Rep. Raskin, Jamie [D-MD-8]

    MD • D

    Sponsored 8/29/2017

  • Rep. McNerney, Jerry [D-CA-9]

    CA • D

    Sponsored 10/31/2017

  • Del. Norton, Eleanor Holmes [D-DC-At Large]

    DC • D

    Sponsored 11/28/2017

  • ED ROYCE

    CA • R

    Sponsored 12/7/2017

  • Sen. Blunt Rochester, Lisa [D-DE]

    DE • D

    Sponsored 12/7/2017

  • Rep. Johnson, Eddie Bernice [D-TX-30]

    TX • D

    Sponsored 12/12/2017

  • Rep. Cicilline, David N. [D-RI-1]

    RI • D

    Sponsored 12/12/2017

  • Rep. Watson Coleman, Bonnie [D-NJ-12]

    NJ • D

    Sponsored 12/12/2017

  • Rep. Bishop, Sanford D. [D-GA-2]

    GA • D

    Sponsored 12/12/2017

  • Rep. Messer, Luke [R-IN-6]

    IN • R

    Sponsored 12/22/2017

Roll Call Votes

No roll call votes available for this bill.

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