116-hr-3618116th Congress

Free Credit Scores for Consumers Act of 2019

Sponsored By: Representative Beatty, Joyce [D-OH-3]

Unknown

Summary

Free Credit Scores for Consumers Act of 2019 This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & CoSponsors

Sponsor

Beatty, Joyce [D-OH-3]

OH • D

Cosponsors

  • Rep. Cleaver, Emanuel [D-MO-5]

    MO • D

    Sponsored 7/15/2019

Roll Call Votes

No roll call votes available for this bill.

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