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116-hr-5720116th Congress

To amend the Fair Credit Reporting Act to prohibit the creation and sale of trigger leads, and for other purposes.

Sponsored By: Representative WM. CLAY

Unknown

Summary

This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.

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Bill Overview

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Sponsors & CoSponsors

Sponsor

WM. CLAY

MO • D

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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