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119-hjres-161119th CongressWALLET

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2012-04: Lending discrimination (April 18, 2012)".

Sponsored By: Representative Beatty, Joyce [D-OH-3]

Introduced

Summary

Blocks CFPB withdrawal of Bulletin 2012-04 on lending discrimination. This bill would nullify the Consumer Financial Protection Bureau rule that seeks to withdraw Bulletin 2012-04, leaving the bureau's lending-discrimination bulletin in effect.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Stop CFPB removal of lending guidance

If enacted, this joint resolution would disapprove a CFPB rule that withdrew Bulletin 2012-04 on lending discrimination. The cited submission is 90 Fed. Reg. 20084 (May 12, 2025). The resolution would make that withdrawal have no force or effect, so the 2012 lending-discrimination guidance would stay in place. Borrowers would keep those protections, including people applying for mortgages, consumer credit, and small business loans. The resolution itself would not create new regulatory duties or funding beyond preserving the bulletin. The change would take effect upon enactment.

Sponsors & CoSponsors

Sponsor

Beatty, Joyce [D-OH-3]

OH • D

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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