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119-hjres-166119th CongressWALLET

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2015-07 re: in-person collection of consumer debt".

Sponsored By: Representative Pettersen, Brittany [D-CO-7]

Introduced

Summary

Preserves Consumer Financial Protection Bureau guidance on in-person debt collection. This joint resolution would disapprove the Bureau rule that withdraws Bulletin 2015-07 and would nullify that withdrawal, keeping the Bulletin's in-person debt collection guidance in effect.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Keep CFPB in-person debt rules

If enacted, this resolution would disapprove the CFPB rule that withdrew Bulletin 2015-07. It would say the withdrawal "shall have no force or effect." That would keep CFPB guidance on in-person debt collection from December 16, 2015, in place. The disapproved rule is listed at 90 Fed. Reg. 20084 (May 12, 2025). Consumers facing in-person debt collectors and the companies that collect debt would be most affected.

Sponsors & CoSponsors

Sponsor

Pettersen, Brittany [D-CO-7]

CO • D

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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